Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How can I remove my card information from a website?
Learn how to remove your card information from an online site.
6 min read Oct 10, 2024 -
Guide to instant-use credit cards
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
4 min read Oct 10, 2024 -
Ways your credit card info might be stolen and how to prevent it
Keep an eye out for fraud and take these steps to mitigate the damage if you find any.
8 min read Oct 10, 2024 -
Cut off? What to do if your credit card issuer lowered your limit
Discover preventative measures and what to do if your limit was already cut.
6 min read Oct 09, 2024 -
How to switch credit cards
If your card doesn’t match your needs, consider switching cards with your issuer.
6 min read Oct 09, 2024 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency or unplanned expense, but it comes with high interest and transaction fees. Here’s how to minimize the cost of a cash advance.
5 min read Oct 08, 2024 -
Walmart+ vs. Amazon Prime: Which shopping subscription service is better?
Both of these services offer very similar benefits and features, but which is better for you?
7 min read Oct 07, 2024 -
I was afraid of credit cards. Here are 6 things I learned while getting my first one.
Here are 6 things I learned while getting my first credit card.
6 min read Oct 07, 2024 -
How to send money with a credit card
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives
5 min read Oct 07, 2024 -
How to change the name on your credit card
Reach out to your credit card issuer to request a name change on your card.
6 min read Oct 04, 2024 -
How to see if you’re prequalified for a credit card
Credit card preapproval or prequalification — Which one is better and how to get it.
11 min read Oct 04, 2024 -
How does ‘buy now, pay later’ affect your credit score?
Some BNPL plans may have more impact than others – here’s what to watch for.
6 min read Oct 03, 2024 -
Bank of America Customized Cash Rewards vs. Amex Blue Cash Preferred
Both cards offer competitive rewards tailored to different spending categories.
5 min read Oct 02, 2024 -
What to state as income on a student credit card application
Unemployed students can still get a student credit card if they have other income.
6 min read Oct 02, 2024 -
What does it mean when your credit card application is pending?
Here’s what you need to know about a pending application.
4 min read Oct 02, 2024 -
The Chase trifecta: What it is and how to maximize it
Learn about a popular Chase card combo strategy and whether it’s right for you
8 min read Oct 02, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Sep 27, 2024 -
How to use the Chase Sapphire Reserve travel credit
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
6 min read Sep 27, 2024 -
Is redeeming rewards for gift cards a good idea?
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
3 min read Sep 26, 2024 -
Line of credit vs. credit card: What’s the difference?
While these two credit products are similar, there are key differences.
8 min read Sep 26, 2024