Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Card Applications FAQs
Bankrate Expert Credit Card Advice
Latest credit card advice articles
-
How to spot a credit card skimmer
These devices take only seconds to install and can give thieves access to your banking data.
4 min read Apr 20, 2023 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Apr 20, 2023 -
How to add an authorized user
Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.
4 min read Apr 19, 2023 -
A guide to airline companion passes
Airline companion passes vary — some are for one-time discounts while others cover a companion’s flight costs year-round — but they can all save you money.
6 min read Apr 17, 2023 -
Best credit card combinations to maximize rewards
Keep reading to learn about our suggested credit card combinations.
9 min read Apr 03, 2023 -
Should you pay off credit card debt before applying for a mortgage?
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
4 min read Mar 30, 2023 -
How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Mar 24, 2023 -
Credit card rewards mistakes to avoid
Mistakes to avoid when using your credit card rewards.
5 min read Mar 24, 2023 -
Can you buy a car with a credit card?
Before you purchase a car with a card to earn rewards or use an introductory offer, consider how it may affect your credit or the cost.
8 min read Mar 17, 2023 -
Line of credit vs. credit card: What’s the difference?
While these two credit products are quite similar, there are key differences.
7 min read Mar 16, 2023 -
5 tips for first-time flyers
Here are some tips to help make your first flight more relaxing and comfortable.
5 min read Mar 16, 2023 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
3 min read Mar 08, 2023 -
Do I need a co-signer for my credit card if I’m under 21?
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
4 min read Mar 08, 2023 -
How to remove an authorized user from a credit account
Looking to remove an authorized user? The process is simple.
5 min read Mar 07, 2023 -
Preapproved and prequalified credit cards: What’s the difference?
What’s the difference between preapproved and prequalified? Learn the difference.
5 min read Mar 06, 2023 -
Southwest elite status: How to earn it and the benefits of doing so
Everything you need to know about Southwest elite status.
6 min read Mar 02, 2023 -
I was approved for a new credit card and got two. What should I do?
What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
3 min read Feb 27, 2023 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
3 min read Feb 24, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Best credit cards for Southwest Airlines
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
4 min read Feb 10, 2023