Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Know your rights when it comes to automatic subscription renewal
Find out what you can do when a subscription renews without your knowledge.
4 min read Dec 20, 2024 -
Is the the Card with No Credit Check – The Secured Self Visa® Credit Card worth it?
If you have bad credit, the Secured Self Visa® Credit Card could be what you need.
6 min read Dec 19, 2024 -
Why do debit and credit cards have expiration dates?
The expiration date for your card helps keep your information secure.
6 min read Dec 19, 2024 -
What does 0% APR mean?
Here’s how to maximize the benefits of a 0% intro APR credit card.
10 min read Dec 19, 2024 -
Guide to Alaska Airlines’ partners
Learn how to use Alaska Airlines miles with its partners.
9 min read Dec 19, 2024 -
The Fed cut rates. Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
6 min read Dec 18, 2024 -
Can credit card companies garnish wages?
Wage garnishment is one of the final steps in the debt collection process.
4 min read Dec 17, 2024 -
How to maximize rewards on an international trip
Here’s how to earn the most points possible during your next trip abroad.
6 min read Dec 17, 2024 -
Best credit cards for home improvements
Find out how to use a 0 percent APR credit card to finance home projects.
9 min read Dec 16, 2024 -
Is the Chase Freedom Flex worth it?
Learn how the quarterly bonus structure works and how it compares to other options.
5 min read Dec 16, 2024 -
What is a student credit card?
A student credit card is designed for people starting to build their credit.
6 min read Dec 13, 2024 -
Guide to American Express purchase protection
Gain protection against damage or theft for items you pay for with your card.
7 min read Dec 13, 2024 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
8 min read Dec 13, 2024 -
Is it illegal to use a business credit card for personal expenses?
No, but mixing business and personal expenses can have some serious consequences.
6 min read Dec 13, 2024 -
Should I get a student credit card?
A student credit card is a big deal. Here’s what you should know before getting one.
4 min read Dec 13, 2024 -
Credit card issuers that offer contactless cards
Most major credit card issuers offer this option, making transactions quicker and safer.
4 min read Dec 12, 2024 -
Discover it Cash Back vs. Citi Diamond Preferred: Which is better for a balance transfer?
Need a balance transfer? Is Discover it Cash Back or Citi Diamond Preferred best?
4 min read Dec 12, 2024 -
Do I have to pay off credit card debt that’s been sold to a collector?
When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the balances [...]
6 min read Dec 11, 2024 -
Can I cancel a credit card application?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
7 min read Dec 11, 2024 -
Best credit cards for Airbnb and VRBO
Learn some of the best ways to earn rewards on Airbnb and VRBO stays.
3 min read Dec 11, 2024