Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
5 min read May 14, 2025 -
How to get a cash advance with Capital One
How Capital One cash advances work and what you should consider before you request one.
6 min read May 14, 2025 -
Can you be liable for a spouse’s credit card debt?
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
5 min read May 13, 2025 -
How to make payments with your phone
Here’s your guide to activating your phone’s mobile wallet.
10 min read May 12, 2025 -
What is a balance transfer — and is it a good idea for debt?
A balance transfer could be a helpful way to streamline your high-interest debt.
6 min read May 09, 2025 -
What is an adjusted balance?
What is an adjusted balance, and how does it affect how much you pay in interest?
5 min read May 09, 2025 -
How to properly destroy a metal credit card
When scissors can’t destroy your metal credit cards, try these methods instead.
4 min read May 09, 2025 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read May 08, 2025 -
How long can a credit card issuer take to resolve my billing error dispute?
The Fair Credit Billing Act provides an actual timeframe for an issuer to resolve disputes.
3 min read May 08, 2025 -
Why are credit card APRs still so high?
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
6 min read May 08, 2025 -
Credit card rules you can break in an emergency
Review these tips to manage your credit card in times of need.
7 min read May 07, 2025 -
How a new credit card can fight inflation
A new credit card, timed right and used strategically, can help you fight high prices.
6 min read May 07, 2025 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
5 min read May 07, 2025 -
4 ways to stay organized when you have multiple cards
Learn 4 ways to manage multiple cards, maximize rewards and more.
4 min read May 06, 2025 -
7 credit card tips for beginners
Find out the best practices for your first credit card and which pitfalls to avoid.
5 min read May 06, 2025 -
Are elite credit cards worth it?
Elite credit cards come with generous rewards, perks and hefty annual fees.
9 min read May 06, 2025 -
What happens if you don’t activate a credit card?
Choosing not to activate your credit card may impact more than you realize.
9 min read May 06, 2025 -
Best credit cards for online shopping
Here, we’ll take a look at some of the top online shopping cards to consider.
9 min read May 02, 2025 -
Authorized users: Everything you need to know
Here’s everything you need to know about authorized users.
8 min read May 02, 2025 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
8 min read May 02, 2025