Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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Is the Capital One Savor worth it?
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
7 min read Jan 17, 2025 -
When is the best time to apply for a new credit card?
The best time to apply for a credit card depends more on your financial situation.
6 min read Jan 17, 2025 -
What is a negative balance on your credit card?
Having a negative balance on a credit card reflects what your issuer owes you.
4 min read Jan 17, 2025 -
Amex Blue Cash Everyday benefits guide
The Amex Blue Cash Everyday offers a few solid benefits in addition to its ongoing rewards on gas, groceries and online retail purchases.
6 min read Jan 16, 2025 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
5 min read Jan 15, 2025 -
Should I get a travel credit card that earns points, miles or both?
The right travel credit card ultimately depends on the type of traveler you are.
6 min read Jan 14, 2025 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
10 min read Jan 10, 2025 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
7 min read Jan 09, 2025 -
Visa credit card benefits: What’s the difference between Visa Traditional, Signature and Infinite?
The differences between these Visa credit card tiers lie in the extra benefits.
9 min read Jan 08, 2025 -
Best credit cards for earning rewards for Airbnb and Vrbo stays
Learn some of the best ways to earn rewards on Airbnb and VRBO stays.
7 min read Jan 08, 2025 -
What is the Chase 5/24 rule?
Opening more than 5 credit cards in the past 24 months can lower your approval chances.
4 min read Jan 07, 2025 -
When to use credit cards for large purchases
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
7 min read Jan 07, 2025 -
Can I use a personal card for business expenses?
You can use your personal credit card for business expenses, but should you?
9 min read Jan 06, 2025 -
Best hotel perks you can get with a credit card
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
4 min read Jan 06, 2025 -
Capital One Savor benefits guide
The no-annual-fee Capital One Savor offers great earning rates on food, travel and entertainment.
6 min read Jan 06, 2025 -
How small businesses can tap into the benefits of the Capital on Tap Business Credit Card
Capital on Tap Business card offers many benefits for eligible businesses.
3 min read Jan 06, 2025 -
Should you carry a balance on a 0% APR credit card?
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
8 min read Jan 06, 2025 -
If you return a purchase, can you keep the credit card rewards?
Returning an item purchased with credit will cause points earned to be deducted.
4 min read Jan 03, 2025 -
Can a credit card company come after my house?
If you own your primary residence, you may be wondering if creditors could get their hands on it.
4 min read Jan 02, 2025 -
Should I pay for a canceled order that was delivered?
If you have buyer’s remorse, are you responsible for payment?
4 min read Jan 02, 2025