Credit Card Advice
Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.
Bankrate Expert Credit Card Advice
Latest credit card advice articles
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How to get preapproved for a Bank of America credit card
See which offers you qualify for without hurting your credit.
7 min read Feb 20, 2025 -
Want to get out of credit card debt? Here’s how this couple paid off $27,000 in 18 months
This is how one couple successfully dug themselves out of nearly $27,000 in debt.
6 min read Feb 20, 2025 -
Should you apply for multiple credit cards?
Explore the benefits of applying for and having multiple credit cards.
6 min read Feb 20, 2025 -
How to report credit card fraud
Learn more about how to reduce your chances of experiencing credit card fraud.
6 min read Feb 19, 2025 -
Can a business charge for using a credit card?
Businesses tend to cover merchant fees, but other times consumers eat the cost.
9 min read Feb 19, 2025 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Feb 18, 2025 -
How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Feb 18, 2025 -
Chase Freedom Student vs. Discover it Student chrome
Find out whether the Discover it Student chrome card or Chase Freedom Student is better for you.
6 min read Feb 18, 2025 -
Can I cancel a credit card application?
Can you cancel a credit card application? Yes, but only if it’s pending a decision.
7 min read Feb 18, 2025 -
How to get a credit card with bad credit
Learn how to get a credit card with bad credit and start rebuilding your credit.
9 min read Feb 18, 2025 -
Which credit cards allow co-signers?
Most major credit issuers no longer allow credit card co-signers.
8 min read Feb 17, 2025 -
How to close a Chase credit card
Learn how to close your Chase account and whether you should.
7 min read Feb 14, 2025 -
What counts as “entertainment” on the Capital One Savor cards?
Learn more about the Capital One Savor cards’ entertainment category.
6 min read Feb 13, 2025 -
Should I pay my mortgage with a credit card?
It’s possible to pay your mortgage with a credit card, but you’ll face some obstacles, namely in fees an potential interest charges. This type of payment could also impact your credit score.
6 min read Feb 13, 2025 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Feb 13, 2025 -
Best credit cards for Southwest Airlines
Here are the best Southwest Airlines cards for earning high-level rewards status.
8 min read Feb 13, 2025 -
Your guide to combining credit card rewards
Can you combine credit card rewards? The answer depends on your issuer.
6 min read Feb 13, 2025 -
What is APR on a credit card?
APR is your card’s interest rate, and it will cost you if you carry a balance.
9 min read Feb 13, 2025 -
What is a business credit card and how does one work?
Find out what a business credit card is and how this type of card works.
6 min read Feb 13, 2025 -
How does my business credit card impact my personal credit score?
A business credit card could impact your personal credit.
6 min read Feb 12, 2025