Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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Which credit cards earn rewards for Airbnb and VRBO stays?
Learn some of the best ways to earn cash back on Airbnb and VRBO.
8 min read Apr 23, 2024 -
What you need to know about your credit score
This guide goes over the main determinants of your credit score, which factors matter the most and more.
7 min read May 13, 2024 -
Guide to credit card minimum payments
Learn why it’s a good idea to pay more than the minimum every month, if you can.
5 min read Oct 25, 2023 -
What to state as income on a student credit card application
If you’re a student without a steady job, you can still get a credit card by listing financial aid and regular deposits from your parents as income.
5 min read Apr 23, 2024 -
What is a cash advance?
A cash advance is a short-term cash loan against the line of credit on your credit card.
3 min read Oct 20, 2023 -
Best cash back credit card bonus offers
Check out some of the best cash back cards available and their bonuses.
8 min read Mar 05, 2024 -
Best hotel perks you can get with a credit card
Hotel rewards credit card holders can get access to room upgrades, late checkout, free breakfast, lounge access and free nights among other perks.
4 min read Mar 07, 2024 -
Why the Amex Platinum is a great card for active duty military
Get all the generous benefits this card offers for an annual fee of $0.
6 min read Apr 23, 2024 -
Is redeeming rewards for gift cards a good idea?
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
3 min read Apr 23, 2024 -
Capital One QuicksilverOne vs. Quicksilver
Get the simplicity and true convenience of an unlimited 1.5 percent cash back on every purchase.
4 min read Oct 13, 2023 -
What happens to your retail credit card when a store closes?
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.
4 min read Apr 23, 2024 -
Your complete guide to the Bonvoy Brilliant $300 dining credit
The Amex Marriott Bonvoy Brilliant’s $300 dining credit might be a downgrade from the previous hotel credit. Here’s everything you need to know about this and other changes to this card.
3 min read Oct 12, 2023 -
Are elite credit cards worth it?
Elite credit cards come with generous rewards and perks but hefty annual fees.
5 min read Mar 15, 2024 -
How to use the Chase Sapphire Reserve travel credit
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
5 min read Oct 11, 2023 -
Can a merchant store my credit card details without permission?
Merchants will ask permission to store card details because of security standards
3 min read Mar 19, 2024 -
What credit score do you need for a credit card?
A look into what impacts your credit score, plus what credit score you need to qualify for different types of credit cards.
7 min read Oct 19, 2023 -
Best Credit Cards for Amazon Shopping
Choosing the right card for Amazon can help you get more from your spending.
4 min read Apr 23, 2024 -
Can you pay off your Apple Card with a balance transfer?
Find out if you can pay off your Apple Card with a balance transfer.
5 min read Oct 19, 2023 -
Can you change a secured credit card to an unsecured card?
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
4 min read Oct 04, 2023 -
Why I love the Chase Freedom Flex
I’m only using two credit cards these days, and I appreciate the Chase Freedom Flex’s versatility.
4 min read Oct 19, 2023