Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
5 min read Aug 16, 2024 -
Should you get a credit card?
A credit card can be a good financial tool. When should you get one?
8 min read Aug 16, 2024 -
Best Delta Air Lines credit cards
Check out Bankrate’s top Delta credit card picks.
7 min read Aug 15, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024 -
Best credit cards with cellphone insurance
Protect your phone with the best credit cards for cellphone insurance.
4 min read Aug 15, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
5 min read Aug 15, 2024 -
Capital One QuicksilverOne vs. Quicksilver
Get the simplicity and true convenience of an unlimited 1.5 percent cash back on every purchase.
4 min read Aug 14, 2024 -
Credit card referral bonuses: Earn rewards through friends
How to use credit card referrals to earn extra rewards.
5 min read Aug 13, 2024 -
How old do you have to be to get a credit card?
What are your credit card options if you are below 21 years of age?
4 min read Aug 13, 2024 -
Should I get a student credit card?
A student credit card is a big deal. Here’s what you should know before getting one.
4 min read Aug 13, 2024 -
Can you pay off your Apple Card with a balance transfer?
Find out if you can pay off your Apple Card with a balance transfer.
5 min read Aug 12, 2024 -
RFID credit cards: Should you worry about protection?
If you’re wondering how safe RFID credit cards are, you’re in for some good news.
5 min read Aug 12, 2024 -
How to get a refund for a fraudulent credit card transaction
Do you see a transaction on your credit card statement that you don’t recognize?
3 min read Aug 09, 2024 -
What to do when you’re not immediately approved for a credit card
Everything you need to know about the credit card approval process.
5 min read Aug 08, 2024 -
What counts as “entertainment” on the Capital One Savor cards?
Learn more about the Capital One Savor cards’ entertainment category.
6 min read Aug 08, 2024 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
4 min read Aug 07, 2024 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotional APR ends.
6 min read Aug 06, 2024 -
When to apply for a credit card after bankruptcy
After a bankruptcy filing, the task of repairing your credit begins. But how soon can you apply for new credit?
6 min read Aug 05, 2024