Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Depending on why it’s low, it can take months or even years to raise your credit score.
Earning an 800 credit score proves that you are a creditworthy consumer.
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
Pairing your credit card with the Upside app can help you save more than you think.
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
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Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
A charge card doesn’t have a preset limit, but requires an excellent credit score and must be paid in full each month.