Credit Card Advice
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Credit scores can benefit from the activity reported from an authorized user.
A quick guide on how to choose a credit card that fits your goals and spending.
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
Learn how to pay your credit card, when you should pay your bill and more.
Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.
Your credit score is better served by paying your balance in full.
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.