Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Rental car insurance can be a significant travel expense, but many credit card providers offer rental coverage as a perk.
How credit limits in the U.S. vary by age and region
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
Airline companion passes vary, but they can all save you money.
Here are our picks for the best-looking credit cards — and how you can use them.
Max out your rewards with rotating bonus category credit cards.
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
If you find yourself a victim to credit card fraud, there’s recourse to follow.