Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Learn when to say goodbye to your high-interest credit card and when to keep it.
Learn why it’s a good idea to pay more than the minimum every month, if you can.
Having two credit cards can help you build credit faster, but it depends on how you use them.
The Chase Sapphire Reserve’s $300 annual travel credit can be used in many ways.
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
While these two credit products are similar, there are key differences.
Your credit card’s 15 or 16-digit number helps authenticate transactions.
Find out the best practices for your first credit card and which pitfalls to avoid.