Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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Credit card trends in 2023
Here are some credit card industry trends we anticipate in 2023.
5 min read Oct 10, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Sep 08, 2022 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Sep 07, 2022 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Top reasons your issuer might close your credit card account
Card issuers may cancel a card for a few reasons. Here’s what you should know.
3 min read Sep 02, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Sep 01, 2022 -
Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
3 min read Aug 30, 2022 -
What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
4 min read Aug 29, 2022 -
Should you pay bills with a credit card?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
6 min read Aug 26, 2022 -
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
Can you go to jail for credit card debt?
You won’t necessarily go to jail for credit card debt, but you may end up in court.
4 min read Aug 04, 2022 -
Why do debit and credit cards have expiration dates?
The expiration date for your card helps keep your information secure and in good condition.
4 min read Jul 29, 2022 -
What’s the minimum age for an authorized user?
One way parents can begin the conversation with their children about credit is by adding them to their existing credit card accounts as authorized users.
5 min read Jun 20, 2022 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
4 min read Jun 08, 2022 -
What are contactless credit cards?
Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.
4 min read May 23, 2022 -
“Can I have $20?”: When to give your child a debit card
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.
6 min read May 20, 2022 -
How to teach your teenager about financial responsibility
Are you ready to teach your teens about earning, spending, saving and investing? Greenlight can make the process easy and fun.
5 min read May 20, 2022 -
Best new credit cards in 2021
Card issuers have come up with new credit cards and refreshed old offers over the last year.
6 min read Apr 22, 2022