Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Credit Card 101
Latest New to Credit Card Advice
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Traveling around the world with credit card points
Points and miles have allowed me to travel across the globe on award bookings. Here’s how you can, too.
7 min read Apr 27, 2023 -
Should you apply for multiple credit cards?
Having multiple credit cards can have lots of benefits, including boosting your credit score, as long as you time your applications well and maintain your credit cards responsibly.
5 min read Apr 25, 2023 -
Experts share best credit card advice
These expert credit card tips can help you get the most out of the cards you have.
5 min read Apr 21, 2023 -
How to spot a credit card skimmer
These devices take only seconds to install and can give thieves access to your banking data.
4 min read Apr 20, 2023 -
Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Apr 20, 2023 -
How to add an authorized user
Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.
4 min read Apr 19, 2023 -
Best credit card combinations to maximize rewards
Keep reading to learn about our suggested credit card combinations.
9 min read Apr 03, 2023 -
Should you pay off credit card debt before applying for a mortgage?
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
4 min read Mar 30, 2023 -
How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Mar 24, 2023 -
Credit card rewards mistakes to avoid
Mistakes to avoid when using your credit card rewards.
5 min read Mar 24, 2023 -
Can you buy a car with a credit card?
Before you purchase a car with a card to earn rewards or use an introductory offer, consider how it may affect your credit or the cost.
8 min read Mar 17, 2023 -
Do I need a co-signer for my credit card if I’m under 21?
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
4 min read Mar 08, 2023 -
Southwest elite status: How to earn it and the benefits of doing so
Everything you need to know about Southwest elite status.
6 min read Mar 02, 2023 -
I was approved for a new credit card and got two. What should I do?
What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
3 min read Feb 27, 2023 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
3 min read Feb 24, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Best credit cards for Southwest Airlines
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
4 min read Feb 10, 2023 -
8 bad credit card habits you need to break
These 8 bad credit card habits could be holding you back.
7 min read Feb 02, 2023 -
Biggest credit card scams to look out for in 2023
Credit card scams are getting more sophisticated in 2023.
7 min read Jan 23, 2023 -
4 things young Americans should know about credit cards in 2023
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
5 min read Jan 18, 2023