Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Are you ready for your first credit card?
Tips on choosing a card for no credit history
Credit Card 101
Latest New to Credit Card Advice
-
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read May 15, 2023 -
PayPal Honey review 2023: Does the extension really work?
Find out how this browser extension works and whether PayPal Honey is legit.
3 min read Jan 02, 2023 -
What is the average credit limit for Americans?
How credit limits in the U.S. vary by age and region
5 min read Dec 22, 2022 -
How to pay a credit card bill
Learn how to pay your credit card, when you should pay your bill and more.
5 min read Dec 13, 2022 -
Debit vs. credit: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
8 min read Feb 14, 2023 -
What does it mean when your credit card application is pending?
Credit card issuers occasionally need extra time to accept or decline a credit card application. Here’s what you need to know about a pending application.
4 min read Dec 07, 2022 -
“Crypto winter” affecting crypto credit cards
You can earn credit card rewards in the form of cryptocurrency, but is it a good idea?
4 min read Mar 10, 2023 -
Should you apply for a new credit card during the holidays?
Here are some tips for applying for a credit card during the holidays.
3 min read May 02, 2023 -
Your guide to Visa Infinite Benefits
Learn more about Visa’s most exclusive consumer credit card benefits tier.
6 min read Jan 26, 2023 -
Best credit cards for a Disney vacation
Make your next Disney trip more magical with the right credit card.
12 min read Apr 23, 2024 -
Best credit cards for home improvement
Maintaining a home can be pricey, but these credit cards can help.
12 min read Jul 20, 2023 -
How to use a 0% intro APR card for holiday shopping
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read May 02, 2023 -
Credit card trends in 2023
Here are some credit card industry trends we anticipate in 2023.
5 min read Oct 10, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
5 min read Sep 13, 2022 -
How long can a credit card charge be pending?
Pending credit card transactions may take a few days depending on the merchant.
3 min read Sep 08, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Apr 23, 2024 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Mar 14, 2024 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022