Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Credit Card 101
Latest New to Credit Card Advice
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Preapproved and prequalified credit cards: What’s the difference?
What’s the difference between preapproved and prequalified? Learn the difference.
5 min read Mar 07, 2023 -
Southwest elite status: How to earn it and the benefits of doing so
Everything you need to know about Southwest elite status.
6 min read Mar 02, 2023 -
I was approved for a new credit card and got two. What should I do?
What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
3 min read Feb 27, 2023 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
3 min read Feb 24, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Best credit cards for Southwest Airlines
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
4 min read Jul 12, 2023 -
What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
5 min read Feb 14, 2023 -
How to upgrade or downgrade a Chase credit card
Here’s what you should know about changing to a new Chase card.
6 min read May 25, 2023 -
8 bad credit card habits you need to break
These 8 bad credit card habits could be holding you back.
7 min read Feb 06, 2023 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
6 min read Jul 26, 2023 -
Best credit cards for paying taxes in 2023
Which credit cards are best for paying taxes?
7 min read Jul 26, 2023 -
Best credit cards with cellphone insurance
Theft, loss or damage to your phone can happen — consider a card that will cover it.
5 min read Apr 23, 2024 -
Biggest credit card scams to look out for in 2023
Credit card scams are getting more sophisticated in 2023.
7 min read Jan 23, 2023 -
4 things young Americans should know about credit cards in 2023
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
5 min read Jan 19, 2023 -
Best-looking credit cards for 2023
Here are our picks for the best-looking credit cards — and how you can use them.
10 min read Jul 26, 2023 -
Credit card fraud statistics
Credit card fraud is the second most common type of identity theft in the U.S.
6 min read Jan 12, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Feb 10, 2023 -
Is it better to pay off your credit card or keep a balance?
Many credit card holders choose to carry a balance on their card, but this strategy costs more in the long run and your credit score is better served by paying your balance in full.
3 min read Jan 11, 2023 -
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023
Here’s how I earned $1,701 in credit card rewards in 2022.
4 min read Apr 23, 2024 -
How to prequalify for an Amex credit card
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
7 min read May 22, 2023