Credit Card Advice
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
You won’t necessarily go to jail for credit card debt, but you may end up in court.
One way parents can begin the conversation with their children about credit is by adding them to their existing credit card accounts as authorized users.
You can use card locks to prevent purchases on your credit card.
Contactless payments are becoming more common as consumers become familiar with the no-touch form of payment.
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.