Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Maintaining a home can be pricey, but these credit cards can help.
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
Here are some credit card industry trends we anticipate in 2023.
If you spend a lot, make your spending work for you with a card that earns rewards.
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
Safeguard your score with a few extra steps regardless of when your issuer reports.
Card issuers may cancel a card for a few reasons. Here’s what you should know.
When paying for medical bills with credit, aim to pay it off as soon as possible.