Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
By leveraging the right credit cards, you can save money on travel.
What are your credit card options if you are below 21 years of age?
Signing up for too many cards to score welcome bonuses can be dangerous
The credit card approval process can be a relatively speedy, but it may take weeks.
Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how.
Achieving excellent credit helped me refinance a loan and get better credit card offers.
Responsible credit usage or change in income may result in a credit increase.
Find out if states prohibit using your credit card for lottery ticket purchases and the reasons why.