Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Young Americans would rather discuss their personal life than their credit card balances.
For some, the COVID-19 pandemic now means carrying a bigger credit card balance.
Many small business owners are struggling because of the coronavirus. Here’s how some small business owners are using credit cards to their advantage.
Bankrate spoke to several credit experts to find out how consumers can protect themselves.
If you own your primary residence, you may be wondering if creditors could get their hands on it.
Renters are struggling at the household level, but there are resources to help.
If you have buyer’s remorse, are you still responsible for the payment?
Plastiq helps you pay bills that you’d usually need to pay via check or bank transfer.