Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
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- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
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What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
These 8 bad credit card habits could be holding you back.
Credit card scams are getting more sophisticated in 2023.
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
Credit card fraud is the second most common type of identity theft in the U.S.
In most cases, your credit needs to fall in the “good” to “excellent” range.