Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
The right credit card deal can make holding a card even more valuable.
To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.
2024 is the year you’re finally going to fulfill your dream of launching your own business or assertively growing the one you already have.
Lenders will view you less favorably if you have bad credit, but there’s hope.
Capital on Tap Business card offers many benefits, but not all businesses are eligible
Lying on your application can have serious consequences, so think twice before you submit.
Giving Tuesday is a good time to donate with your credit card
The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.