Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Learn more about the Discover it® Cash Back and why it’s one of the best cash back credit cards.
The best time to apply for a credit card depends more on your financial situation.
If you need to pay for surprise medical expenses with credit, make sure to pick the right card and pay off your medical debt as quickly as you can.
American credit card balances rose to $1.13 trillion in the last quarter of 2023
It’s more important than ever to make sure that you get the highest offer possible when applying for a credit card.
Returning an item purchased with credit will cause points earned to be deducted.
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
A credit card with a 0 percent intro APR can help you pay off debt.