Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
You can redeem card rewards for cash back, points or miles and gift cards.
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
Insider info on how credit card issuers review and consider new card applications.
Earn rewards for your spending while establishing your credit history as a student.
You can transfer a variety of debt to cards, but not all cards accept all transfers.
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
Credit card protection insurance can help preserve your credit’s health in a pinch.
Learn how to use a student credit card responsibly as a college student.