Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Chances are that if you asked to have your credit card annual or late fees waived, interest rates lowered or credit limits raised in 2020, you’d get what you wanted. But a lot of people haven’t asked, [...]
Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.
Samsung Pay opens up a lot of mobile payment options. All you need is the free app and your compatible Samsung device.
Two in five holiday shoppers are taking a different approach to gift-giving this year, according to a recent Chase survey. That includes 55 percent who plan to focus on quality rather than quantity and [...]
Millennials encounter higher rates of denial (for at least one financial product) compared to older generations.
If you’re looking for a convenient way to pay with a Chase card, Chase Pay may be the solution you’re looking for.
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work? Here’s everything you need to know about the mythical shopping cart trick.
Have you ever used your dog’s name as a password, hopped online at a coffee shop or tossed your credit card bill in the recycle bin? A new poll shows you’re not the only one taking these kinds of data [...]