Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Our updated guide explains refund guidelines and elite status requirements for airlines during coronavirus.
Learn more about how to reduce your chances of experiencing credit card fraud.
Credit card debt can be tricky, but a balance transfer card may be able to help.
Learn more about credit card default and what to do if you find yourself in that situation.
Closing a credit card may not be a smart move. Here’s what to consider before canceling an unused card.
If you’ve opened more than 5 credit cards in the past 24 months, Chase probably won’t accept your credit card application.
Whether you’re a business traveler or taking the family on a much-needed vacation, having elite status can pay off.
If your credit card has a high annual fee, downgrading may be an option to save money and your credit score.