Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
This guide goes over the main determinants of your credit score, which factors matter the most and more.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
The Amex Membership Rewards program lets you earn points for flexible redemptions.
Here’s everything you need to know about credit card travel insurance.
Store credit cards reward loyalty, but they may not be the best choice for you.
Learn how to have a great rewards credit card and avoid paying an annual fee.
Some cards automatically offer rewards in your top spending categories each period.
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.