Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Follow these tips to remain EMV compliant when processing chip-enabled credit cards.
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
Big banks charge higher rates than small banks or credit unions, per the CFPB.
The IHG Rewards Club is worth considering if you’re traveling with IHG’s brands.
Easily wipe purchases off your Capital One credit card account.
Call your card issuer if you want a lower interest rate, and be ready to negotiate
Rack up flat-rate cash back rewards with these tips.
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards