Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Young couple boarding their plane at the airport.
Capital One Venture Rewards is worth it if you take advantage of all it has to offer.
Woman filling a car's gas tank on a yellow circle background.
Here’s why the card is great for big spenders on gas and groceries.
young woman looking out the window at the airport
How do these two premium travel rewards cards compare?
Smiling woman holding credit card using laptop lying on sofa in living room at home
Have a comprehensive strategy in place to get the most out of cash back rewards.
design element of an off white background and a an open suitcase with credit cards and an airplane coming out of it
Earning travel rewards with credit cards can help offset travel expenses.
Young woman at furniture store choosing sofa
This no-fuss card offers flat-rate cash rewards. Is it a good pick for you?
Woman paying bills
Whether card rewards are taxable depends on whether they are a rebate on spending
Cropped shot of a couple looking at paperwork while sitting with their laptop
Save on your regular utility payments with the right rewards credit card.
woman looking at card
Cards that offer 0 percent intro APR can be excellent tools.
design image of an African American woman in wheelchair talking on phone at home
Call your card issuer if you want a lower interest rate, and be ready to negotiate
design element of a man on a laptop
Find out what credit score you need for a 0 percent intro APR credit card.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Man closely inspecting smartphone while holding credit card
Learn when to say goodbye to your high-interest credit card and when to keep it.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
Man using computer in home office
How a 0 percent APR card can serve as an interest-free loan
Shot of a young woman holding her credit card while using her cellphone at home
You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Woman sitting on couch with laptop computer
Save on interest with the best credit union cards with no balance transfer fees.
Middle-aged woman uses her phone while holding her credit card at home
The Citi Double Cash Card has an outstanding intro APR balance transfer offer.
Young woman uses credit card snd laptop in living room
How much can you balance transfer? Get the facts to pay down your debt.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Smiling woman holding credit card using laptop lying on sofa in living room at home
Have a comprehensive strategy in place to get the most out of cash back rewards.
man paying with credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
A businessman is paying with credit card at the hotel reception
If you spend a lot, make your spending work for you with a card that earns rewards.
Middle-aged woman uses her phone while holding her credit card at home
The Citi Double Cash Card has an outstanding intro APR balance transfer offer.
Young gay couple unpacks groceries in their kitchen together
Pairing your credit card with the Upside app can help you save more than you think.
Woman at drugstore
1.5 percent may provide more value once you unpack the entire rewards structure.
Person paying with Blue Cash Preferred card
The Amex Blue Cash Preferred offers an exceptional earning rate on groceries, gas and transit.
woman receiving a beauty treatment in a medical office
If you’re planning to splurge for a cosmetic procedure, a credit card can help you earn rewards or budget.
Woman paying bills
Whether card rewards are taxable depends on whether they are a rebate on spending
Gas pump close up
Revamp your rewards by combining the gas loyalty program of your choice with one of the best credit cards for gas.  
Machu Picchu with clouds
Wells Fargo cardholders can earn cash rewards and accrue Wells Fargo Rewards.
Family leisure. Couple enjoys staying together in a hotel
Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.
A businessman is paying with credit card at the hotel reception
If you spend a lot, make your spending work for you with a card that earns rewards.
Father carrying young daughter on shoulders on beach at sunset
Learn all about the Chase Ultimate Rewards and which credit cards earn points.
Woman riding on a passenger train
Learn whether the American Express Green Card is worth the annual fee.