Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Young woman laying on ground working on laptop
Graduating from college is a huge step toward adulthood. From paying bills to navigating student loans, there’s a lot of new experiences and responsibilities that come after receiving your diploma.
woman seated with computer and smiling
Many debtors are confident they’ll make progress towards debt payoff this year. Here are some tips to help you get started.
No matter what your worth is on paper, pay off your credit card debt as soon as possible.
woman at desk with open wallet, calculator and papers
Many feel optimistic about their ability to pay balances compared to the beginning of this year.
Saving payment info online is convenient, but many Americans still worry about safety.
You’ve worked hard for your points and miles — why let them go to waste?
hand shaking, exchanging money across desk
Most Americans have assisted a friend or family member by lending cash, credit cards or by co-signing a financial product.
Woman at desk looking at tablet with credit card
A proactive approach can help consumers build a credit score when their payment history is thin. 
design element of a man on a laptop
Find out what credit score you need for a 0 percent intro APR credit card.
a person making a contactless payment at an outdoor bar
This guide outlines the major advantages this credit card has to offer.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
design image of an African American woman in wheelchair talking on phone at home
Call your card issuer if you want a lower interest rate, and be ready to negotiate
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
pottery studio owner taking inventory
The Amex Blue Business Cash is a great fit for small businesses looking for a straightforward cash back credit card.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
design image of a woman smiling at her phone and holding a credit card with money in the air
Here’s how to do a balance transfer, which could help you pay off debt faster.
Young woman uses credit card snd laptop in living room
How much can you balance transfer? Get the facts to pay down your debt.
a person making a contactless payment at an outdoor bar
This guide outlines the major advantages this credit card has to offer.
a young man at home holding a credit card and using a computer
Here’s what you need to do if your credit card APR increases.
Woman sitting on couch with laptop computer
Save on interest with the best credit union cards with no balance transfer fees.
woman making a credit card purchase at cafe
Use your credit card as a tool for improving your credit score and maximizing rewards.
man working on computer and looking at papers
Balance transfer checks can help pay off debt, but verify the terms before using them.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Businesswoman standing at desk
Learn the steps needed to close a Discover account, as well as alternative options.
family snorkeling in the ocean
You can redeem card rewards for cash back, points or miles and gift cards.
pregnant couple laying down and looking at a laptop
If you want to earn cash back while shopping, cash back apps could help.
man paying with credit card
Discover tips and resources for comparing cash back cards and maximizing rewards.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
young couple buying flowers
Choosing a flat-rate or bonus category cash back card depends on how you use it.
Man shopping from couch with credit card and laptop
BankAmeriDeals lets customers earn cash back from certain participating retailers.
Young man working at home office
The Shop Through Chase program can help you to earn more rewards.
family snorkeling in the ocean
You can redeem card rewards for cash back, points or miles and gift cards.
Person on laptop with credit card
Here, we’ll take a look at some of the top online shopping cards to consider.
An abstract illustration featuring a set of hands interacting with a shopping portal on a mobile device
Use credit card shopping portals to earn additional cash back.
Seven tips to help you earn your welcome bonus.
Man shopping from couch with credit card and laptop
BankAmeriDeals lets customers earn cash back from certain participating retailers.
Family at pool
If you want to maximize your Citi rewards, consider the Citi trifecta strategy.
design element including a couple pointing and discussing in front of a laptop
Learn what credit card points are, how to use them and how to maximize their value.
Man with packages
The Amazon Prime Visa card gives Prime members cash back on Amazon.com and Whole Foods purchases, plus travel perks and more.