How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Best Cards

CardMatch™

Balance Transfer

0% APR

Cash Back

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for October 2024

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Apply now

on Wells Fargo's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.3

Rewards Rate:

Earn unlimited 2% cash rewards on purchases.

Welcome Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR:

19.74%, 24.74%, or 29.74% Variable APR

Purchase Intro APR:

0% intro APR for 12 months from account opening

Balance Transfer Intro APR:

0% intro APR for 12 months from account opening on qualifying balance transfers

Annual Fee:

$0
This card not only carries one of the best flat rewards rates out there, but also a generous sign-up bonus and a decent intro APR offer, features often missing on competing cards. This makes it easily one of the best flat-rate cash rewards cards on the market.

Read our full Active Cash card review.
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

18.49% - 24.49% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Citi cardholders get presale access to Beyoncé’s upcoming Renaissance World Tour.

Smiling woman making online payment with credit card in cafe

Is a WebBank card right for you? Our WebBank guide can help.

Chase has partnered with Peloton to offer heightened rewards on purchases.

Young couple discussing over financial bills while using laptop on sofa

Avoiding accounts is common. But If you don’t look, the bad news just gets worse.

Beautiful smiling young Asian woman sitting on sofa in the living room, managing online banking, handling bank account and financial bills with digital tablet and credit card at home. Convenience and easy banking. Smart banking with technology

If you make more than your minimum payment, the excess should go towards higher-interest balances.

Concerned woman holding on lap computer in hand credit card

What should you do if you’re not happy with the credit limit on your new card? Is canceling the card a good idea?

Short on cash but don’t want to forgo your usual charitable contributions? Try donating your credit card rewards.

Happy women on beach holiday shopping online

Compare and pick the best 0% APR travel credit cards

Woman using credit card for online payments

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

Man closely inspecting smartphone while holding credit card

Learn when to say goodbye to your high-interest credit card and when to keep it.

woman arranging a mannequin in her clothing store window

This guide can help you decide if signing up for the Bank of America Business Customized Cash is worth it.

The Ink Business Unlimited is better for business owners who prefer flat rewards.

Young woman uses smartphone and smiles with credit card in hand with a young man

Learn more about which Discover credit card suits your credit card goals

woman using a credit card to shop online

A new credit card, timed right and used strategically, can help you fight high prices.

Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

a group of friends studying at a university

Learn how to choose a credit card for college students and what to look for.

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

Learn more about which Discover credit card suits your credit card goals

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

close up of hands making contactless payment using phone

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

Man making an online payment on his smartphone using his credit card

Here are eight balance transfer credit card mistakes that you want to avoid making.

Choosing between the cards depends on whether you prioritize debt payoff or rewards.

Girl sitting at desk in living room study on laptop making notes

A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.

design image of two women looking at a laptop and with a pen and notepad

Create a debt repayment plan to get more out of your balance transfer card.

Young woman Enjoying coffee time and using smartphone In restaurant

The Discover it Cash Back benefits include rewards and an introductory APR offer.

Asian father and daughter shopping at grocery story

The Blue Cash Preferred Card from American Express is a hard-to-beat grocery card.

A statement credit, which is a card benefit, can help bring down your card balance.

Three friends laughing and eating at an outdoor restaurant

The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.

Person looking at tablet and credit card

Both cards can offer you a lot of cash back bang for your buck.

Mom at home on computer with her young son

Retailers pay a commission to cash back sites as you make qualifying purchases.

A new credit card, timed right and used strategically, can help you fight high prices.

Woman paying bills while sitting on sofa

Compare and contrast these two top of the line rotating bonus category cards.

A girl using her smartphone to make a payment with a credit card.

The best way to maximize rewards is by playing the field, using different cards to your advantage and being “disloyal!”

Even if you can use your credit card for online gambling, it probably isn’t a good idea.

Credit card issuers are able to offer rewards because of the fees they collect.

close up of person holding a credit card and typing on a computer

Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?

Learn whether the American Express Green Card and its benefits are worth the annual fee.

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

design element of a hand holding a credit card

Rewards credit cards offer rewards in the form of cash back, points or miles.

Whether card rewards are taxable depends on whether they are a rebate on spending

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for October 2024

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

The latest