Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Group of friends relaxing together in living room
Learn some of the best ways to earn rewards on Airbnb and VRBO stays.
Side view of mature man doing payment through credit card while standing at gas station - stock photo
Looking to maximize cash back at the pump? Here’s how to choose a gas credit card.
Family leisure. Couple enjoys staying together in a hotel
Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.
couple sitting on couch reviewing papers
Use these tips to continue building credit responsibly, even during a period of unemployment.
Wells Fargo Merchant Services
This bank offers robust payment processing options for businesses.
Woman signing receipt after paying bar tab in restaurant
Discover why some stores still require a signature for credit card purchases, and how technology is changing the need for signatures in transactions.
Man closely inspecting smartphone while holding credit card
Learn when to say goodbye to your high-interest credit card and when to keep it.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Man closely inspecting smartphone while holding credit card
Learn when to say goodbye to your high-interest credit card and when to keep it.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
Man using computer in home office
How a 0 percent APR card can serve as an interest-free loan
woman holding credit card and working on laptop while looking out the window
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
photographer checking his laptop in his studio
Keep personal and business spending separate with a business credit card.
man working on laptop and holding credit card
The Citi Simplicity is worth considering if you have a debt balance to pay off.
Middle aged woman looks out window sitting at table with laptop in front of her.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Woman sitting on couch with laptop computer
Save on interest with the best credit union cards with no balance transfer fees.
Middle-aged woman uses her phone while holding her credit card at home
The Citi Double Cash Card has an outstanding intro APR balance transfer offer.
Young woman uses credit card snd laptop in living room
How much can you balance transfer? Get the facts to pay down your debt.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table
You can transfer a variety of debt to cards, but not all cards accept all transfers.
man working on computer and looking at papers
Balance transfer checks can help pay off debt, but verify the terms before using them.
man looking at phone
A statement credit, which is a card benefit, can help bring down your card balance.
Three friends laughing and eating at an outdoor restaurant
The Capital One Savor is the ultimate card choice for food lovers and fun seekers but comes with an annual fee.
Person looking at tablet and credit card
Both cards can offer you a lot of cash back bang for your buck.
Mom at home on computer with her young son
Retailers pay a commission to cash back sites as you make qualifying purchases.
Woman paying bills while sitting on sofa
Compare and contrast these two top of the line rotating bonus category cards.
Young black couple using credit card and laptop
The welcome offer can be redeemed for a cash deposit, statement credit and more.
Man paying for lunch at restaurant table with waiter and friend
How to use the Bank of America Customized Cash Rewards card’s category selection.
Father holds young daughter up to pick out eggplant at a grocery store
The Amex Blue Cash Preferred offers cash back on common everyday purchases.
Family leisure. Couple enjoys staying together in a hotel
Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.
A businessman is paying with credit card at the hotel reception
If you spend a lot, make your spending work for you with a card that earns rewards.
Father carrying young daughter on shoulders on beach at sunset
Learn all about the Chase Ultimate Rewards and which credit cards earn points.
Woman riding on a passenger train
Learn whether the American Express Green Card is worth the annual fee.
Friend eating at outdoor restaurant in Italy
The American Express Platinum comes with a hefty $695 annual fee.
Family loading luggage into car top box before road trip
Everything you need to know about the Citi ThankYou rewards program — including earning and redeeming ThankYou points.
design element including a couple pointing and discussing in front of a laptop
Learn what credit card points are, how to use them and how to maximize their value.
design image a man sitting down on a couch with a laptop in his lap and phone in one hand
Credit cards are great for many types of purchases – but not cryptocurrency.