Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Overhead picture of two people with a innertube in a pool
Travel credit cards can lead to free or discounted trips, especially if you do your homework and plan ahead.
two teenage friends looking into a store window on a city street
Managing a debit card can provide valuable financial lessons, but it’s important to make sure your child is ready.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Father carrying young daughter on shoulders on beach at sunset
Learn all about the Chase Ultimate Rewards and which credit cards earn points.
Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table
You can transfer a variety of debt to cards, but not all cards accept all transfers.
Credit card in hand close up
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Design image of a virtual credit card
A virtual credit card uses randomly generated numbers to protect your card information.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
Man using computer in home office
How a 0 percent APR card can serve as an interest-free loan
woman holding credit card and working on laptop while looking out the window
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
photographer checking his laptop in his studio
Keep personal and business spending separate with a business credit card.
man working on laptop and holding credit card
The Citi Simplicity is worth considering if you have a debt balance to pay off.
man paying bills online with a credit card
Although you can use your credit card for tax payments, it isn’t usually a good idea.
Young woman shopping online with credit card and lap top at home
Which cash back credit cards also come with 0% intro APR offers? Let’s take a look.
Person holding credit cards
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
woman writing in notebook and looking at her phone
Learn these important steps to build a successful financial journey after completing a balance transfer.
young woman paying for a coffee
How I’m prepping to use a balance transfer card to pay off my travel card balance.
Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table
You can transfer a variety of debt to cards, but not all cards accept all transfers.
man working on computer and looking at papers
Balance transfer checks can help pay off debt, but verify the terms before using them.
design image of a woman smiling at her phone and holding a credit card with money in the air
Here’s how to do a balance transfer, which could help you pay off debt faster.
close up of hand holding credit card and typing on a digital tablet
Find out how you can qualify for a balance transfer card with bad credit.
older person holding a card and on a computer
Compare different card offers and understand how a balance transfer works.
woman holding credit card and working on laptop while looking out the window
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
Woman on cruise taking photographs
I got this card for its introductory APR offer, but I still love it and use it today.
Woman paying with credit card at store
Cards that require an annual fee typically offer good rewards, but will you get your money’s worth?
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
Young man sitting at a table unpacking cardboard box
The Capital One Quicksilver Cash Rewards Credit Card is a good choice for cash back.
Mature male owner of antique store using laptop in his shop
Start by asking yourself how much business travel you plan to do in the next year.
close up of hands using mobile payment for burgers from a food truck
The Capital One SavorOne is great for foodies and consumers interested in dining, travel and entertainment.
Person looking at credit card
These Capital One cards are similar, but which is better for you?
Businessman with baggage crossing the street while looking at cell phone, top view
Strategize to earn credit card rewards on business travel.
Father carrying young daughter on shoulders on beach at sunset
Learn all about the Chase Ultimate Rewards and which credit cards earn points.
Family leisure. Couple enjoys staying together in a hotel
Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.
Woman riding on a passenger train
Learn whether the American Express Green Card is worth the annual fee.
Friend eating at outdoor restaurant in Italy
The American Express Platinum comes with a hefty $695 annual fee.
Family loading luggage into car top box before road trip
Everything you need to know about the Citi ThankYou rewards program — including earning and redeeming ThankYou points.
design element including a couple pointing and discussing in front of a laptop
Learn what credit card points are, how to use them and how to maximize their value.
design image a man sitting down on a couch with a laptop in his lap and phone in one hand
Credit cards are great for many types of purchases – but not cryptocurrency.
Illustration of two credit cards
Can you combine credit card rewards? The answer depends on your issuer.