Skip to Main Content

Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

Middle aged woman on laptop
Everything you need to know about opening an account.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Latest articles

People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Banker and client shaking hands
Our list consists of FDIC-insured banks offering product suites ideal for startups.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
A young man imagining a piggy bank made out of cash. Looks slightly like origami
Ready to open a savings account? Here’s what you’ll need to know.
Woman holding envelope of cash
Here’s how to use cash to help you stay within your budget each month.
Mom preparing financial paperwork at home while her child draws next to her
Many households have too little saved to survive job loss or other emergencies.
Man using tablet PC while having coffee at cafe
Use these strategies to keep your deposits safe when they top FDIC limits.
Illustration of construction workers on a roof
An emergency fund is an essential part of a solid financial plan.
comical illustration of money being injected via medial equipment
Here’s what you need to know about tapping into your emergency fund.
A man gets into a car.
Typically high-net-worth individuals have a net worth of at least $1 million.
pile of US savings bonds
Losing a savings bond doesn’t mean it’s money lost. Here’s how to find it.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman using laptop
Locking in a high yield now could be beneficial in the event rates begin to drop.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A woman ponders
Find out what happens to CDs that are set to mature.
A young woman researches on her laptop.
With a possible recession looming, here’s what savers should know about CDs.
I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
Happy young person on a laptop
These seven banks and credit unions offer competitive rates on CDs for businesses.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Best compound interest investments
The name of the game with compound interest is time — the more of it you have, the bigger the payoff.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
couple with bank worker
Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A brick and mortar bank building on a sunny day
There’s more than one way to bank. Here are the reasons to consider banking locally.
Woman using laptop
There’s no need to pay for a checking account when many banks offer free checking.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Woman paying at the gas pump
Debit cards are inherently less secure than credit cards, especially at these spots.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Young Woman Depositing Check With Smartphone
The amount of time can vary from check to check.
woman doing headstand
Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.
The trusted provider of accurate rates and financial information
Wall Street Journal
USA Today
The New York Times
CNN
Bloomberg
ABC