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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Banking data studies

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Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Over 1 in 4 workers are more worried about job security since 2025 began.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Considering banking with either Chase or Capital One? Here’s how the two compare.
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Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
A young man researches in the library.
CDs hold your funds for a set period. In exchange, you get a reliable return.
Woman using a cellphone near an ATM
Some brokerages offer checking to their investing clients. Here’s how they compare to a bank.
A woman holds a phone at an office
Savers can stash their cash in a brokerage these days to rack up returns.
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Being able to open a checking and savings account can help build financial security.
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
A joint bank account can make financial life easier for those sharing finances.
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These options are great places to stash money from a bonus, inheritance and more.
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Here’s how much $10,000 in a high-yield savings account can earn you.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
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Inflation can eat away at your purchasing power, if you’re not keeping up with it.
A man works on his laptop.
Several banks are offering high-yield savings accounts well above 4 percent APY.
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More than half of Americans also say the U.S. economy is on the wrong track.
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It’s important to find the right accounts for your emergency savings.
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Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
A young man researches in the library.
CDs hold your funds for a set period. In exchange, you get a reliable return.
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.
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Understanding what determines CD rates can help you decide whether to get one.
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Looking to score more tax deductions? IRA CDs might be for you.
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Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.
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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Money market funds are available from several different brokers and fund managers.
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Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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The best account to save your money will vary by your goal.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
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These tips can help you manage your money more wisely and make you a bit richer.
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Find the right business savings account to help your company’s money grow.
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Some brokerages offer checking to their investing clients. Here’s how they compare to a bank.
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A bank may deny you a checking account. Here is what you can do next.
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Here’s what you need to know about interest checking accounts.
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Depositing cash into someone’s account isn’t always possible, but there are options.
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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]
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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
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Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Spend money, pay bills, write checks or make fund transfers with a checking account.