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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Over 1 in 4 workers are more worried about job security since 2025 began.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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These are the great bank accounts for new grads.
Woman using a banking app on her phone
Competitive rates, fewer fees, and convenience are all reasons to consider online banking.
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These tips can help maximize your savings using certificates of deposit.
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Businesses may now be starting to pass along higher costs from tariffs to consumers.
artistic rendition of skyscrapers
Here are some of the biggest bank mergers and acquisitions in American history.
Woman putting a check in an envelope that says cancel
Follow these steps to stop a check in its tracks.
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Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
Capital One vs Chase text
Considering banking with either Chase or Capital One? Here’s how the two compare.
Woman using a banking app on her phone
Competitive rates, fewer fees, and convenience are all reasons to consider online banking.
A woman holds a phone at an office
Savers can stash their cash in a brokerage these days to rack up returns.
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Here’s how to determine the amount to put in savings — and what to do with the rest.
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As the Fed holds interest rates steady, savers still have time to lock in top rates.
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Compare the best high-yield savings rates as of Aug 8, 2025.
A smartphone being held in a person's had displays the words "Payment Failed" surrounded with a red background with an 'X' above.
Save more by zapping unwanted expenses with a ‘cancel everything’ mindset.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Best high-yield savings rates today
woman using laptop in the kitchen
These tips can help maximize your savings using certificates of deposit.
A person researches on a laptop.
Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.
A young man researches in the library.
CDs hold your funds for a set period. In exchange, you get a reliable return.
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.
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Understanding what determines CD rates can help you decide whether to get one.
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Looking to score more tax deductions? IRA CDs might be for you.
Woman putting a check in an envelope that says cancel
Follow these steps to stop a check in its tracks.
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Some brokerages offer checking to their investing clients. Here’s how they compare to a bank.
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A bank may deny you a checking account. Here is what you can do next.
Person using credit card at laptop
Here’s what you need to know about interest checking accounts.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]
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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.