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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

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If you’re struggling to pay off debt and build savings, you’re not alone.
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A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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Here are some places to look for a source of funds.
family financial planning
Here’s how to boost your savings.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young woman working from her kitchen island and drinking a hot beverage
Here are some of the best savings accounts you can sign up for as a business owner.
Six Bankrate experts share the career moves that let them get ahead financially.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
man pumping gas into his car
Here are 11 creative ways to save money, regardless of your financial goals.
Garage sale in grass on street curb with autumn trees background
Here are some places to look for a source of funds.
family financial planning
Here’s how to boost your savings.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Young woman working from her kitchen island and drinking a hot beverage
Here are some of the best savings accounts you can sign up for as a business owner.
man pumping gas into his car
Here are 11 creative ways to save money, regardless of your financial goals.
Close up, two hands holding a one hundred dollar bill
Even earning as little as $100 in extra income here and there can give you added spending money.
Side view of father cooking food while daughter having apple in kitchen
These simple moves can help build a cash cushion.
Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.
Consider a savings account with an APY above the inflation rate.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology
Know the two major benefits of opening a CD now, even as interest rates decline.
Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.
How to proceed when your CD matures during falling rates.
Couple looking at laptop while sitting on sofa at home
As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
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These seven banks and credit unions offer competitive rates on CDs for businesses.
Image of bonds and cash
Consider these important factors before investing in bonds and CDs.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
woman at ATM
Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
Savings account and money market rate forecast
Expect savings and money market account yields to slide lower, but they still should outpace inflation
person signing a check
Looking to save money when ordering checks? Consider getting them online instead, here’s how.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
A woman writes a check
A bounced check is something that should be avoided. Here’s what you need to know.
Outside view of a bank with American flag
Learn the key characteristics of certified checks and how they differ from other types of payments.
A woman researches online.
Here’s everything you need to know about the specialty consumer reporting agency.
A check with VOID stamped across it
Here’s what you need to know about voiding a check, and the alternative options.
man using an atm
Here are simple steps to take to avoid paying checking account fees.