Banking
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
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Chief Financial Analyst
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Principal U.S. Economy Reporter
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Senior Economic Analyst
Banking data studies
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If you’re struggling to pay off debt and build savings, you’re not alone.
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I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Here’s why we think “The Psychology of Money” is a worthwhile read.
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Here are the top old-school money ideas that can still help you save this year.
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Following these rules will help you build a solid financial foundation.
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Green banking is an environmental movement. There are a number of ways consumers can make adjustments to their banking to help the environment.
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After years of being passed over by established banks, startups are working to shift the paradigm in financial services and better serve LGBTQ customers. Here’s what the disruptors are building, how [...]
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Deciding between a CD and a savings account? Here’s what you need to know.
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If you want to get a leg up on parenthood, consider these moves.
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Comparing savings rates can ensure you get the best return on your savings.
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Get the latest rates on top-yielding money market accounts.
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Here’s how to financially prepare for the possibility of sudden unemployment.
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We list three accounts to park your savings this summer as you wait to buy a house.
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Here’s how to determine the amount to put in savings — and what to do with the rest.
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The APY percentage shows how much an account earns per year. Here’s what you need to know.
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A spending diet can help you pursue your financial goals and save cash. Here’s how.
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There’s still time to lock in a high-yielding CD as the Fed suggests cutting rates.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
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Locking in a high yield now could be beneficial in the event rates begin to drop.
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Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
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Find out what happens to CDs that are set to mature.
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With a possible recession looming, here’s what savers should know about CDs.
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I’ve often referred to 2024 as the year of the certificate of deposit (CD). In tracking CD rates on a daily basis, I’ve seen how yields remain at an overall high, thanks to the Federal Reserve raising [...]
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Money market funds are available from several different brokers and fund managers.
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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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The name of the game with compound interest is time — the more of it you have, the bigger the payoff.
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
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Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.
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Expect savings and money market account yields to slide lower, but they still should outpace inflation
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Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.
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How Reg. D impacts your savings account and why it pays to check with your bank.
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There’s more than one way to bank. Here are the reasons to consider banking locally.
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There’s no need to pay for a checking account when many banks offer free checking.
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Knowing your limit before making a purchase can help you make smarter decisions.
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Debit cards are inherently less secure than credit cards, especially at these spots.
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Online checking accounts stand out for different features. Here’s our top picks.
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Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
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The amount of time can vary from check to check.
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Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.