Skip to Main Content

Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

Middle aged woman on laptop

How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
Woman sitting outside of restaurant looking at cell phone

How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Two millenial friends using mobile phone.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

Greg McBride, CFA Arrow Right

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right

Senior Economic Analyst

Banking data studies

Money next to flashing sirens
If you’re struggling to pay off debt and build savings, you’re not alone.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
Aerial view of a group of residential boat docks from homes along the Halifax River in Ormond Beach, Florida near Daytona
Managing your finances and choosing the right bank can be daunting, especially in a state as big and diverse as Florida.
Stacks of money lined up against a colorful red background
I’ve been in financial services for nearly 14 years and have helped customers with the most common deposit products, but this month was the first time I opened a certificate of deposit (CD) for myse [...]
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
white-collar woman looks tired in the office
Despite strong economic indicators, many Americans are experiencing a “vibecession.”
Person Putting Coin In Piggy Bank At Table
Savers can still earn yields on deposit accounts that are outpacing inflation, even as some yields have decreased recently as banks anticipate a likely Federal Reserve rate cut in September. One such option [...]
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
woman managing personal banking and finance at home
Working as a freelancer requires a new approach to saving money. Here’s how.
man working on his laptop outdoors
No matter your age, these tips can help you improve your financial situation.
Young person writing on a notepad
Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.
Someone watering a plant that grows cash
Here’s how much $100,000 in a high-yield savings account can earn you.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
US dollar bills against blue background
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
Elderly woman on laptop
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
cash folded into a piggy bank shape
These seven banks and credit unions offer competitive rates on CDs for businesses.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed suggests cutting rates.
Man at laptop, deep in thought
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Woman in office
Learn how to set your investment goals and discover which types of investments may make sense for each one.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
Woman reading folder at desk in living room
Here’s how to respond to lower rates if you’re in the market for a CD or savings account.
Envelopes
One Bankrate experts suggest deposit yields may be close to bottoming out.
A front view of the Federal Reserve Bank
Consumers get more access to their savings at a time when they may urgently need it.
Young couple paying bills online
Online bill pay can add convenience and security to managing your routine bills.
Cash in gloved hand
Depositing cash into someone’s account isn’t always possible, but there are options.
Man in coffee shop using laptop with a card in his hand.
The rule provides a framework for settling unauthorized debit-card transactions.
Person reading credit card statement
Here are easy actions you can take to avoid the fee of get it waived.
Women using tablet
Online checking accounts stand out for different features. Here’s our top picks.
Woman standing in front of an ATM
Withdrawing cash at an out-of-network ATM? Be prepared to pay more than ever.
Hand touching buttons on a ATM keypad
Convenient access to your cash often comes at a price — and sometimes it’s a very high one.
Woman using an ATM
Not all checking accounts are created equal.