Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

woman managing personal banking and finance at home

Working as a freelancer requires a new approach to saving money. Here’s how.

No matter your age, these tips can help you improve your financial situation.

Whether you hope to buy a home or just rent for a while, a solid savings plan is the key to finally moving out of your parents’ house.

Someone watering a plant that grows cash

Here’s how much $100,000 in a high-yield savings account can earn you.

Young woman working from her kitchen island and drinking a hot beverage

Here are some of the best savings accounts you can sign up for as a business owner.

Impulse buying can drain your savings. Here are five tips for avoiding it to protect your money.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

Asian woman on laptop and talking on smartphone

Learn the advantages and disadvantages of offshore banking and whether or not the risks are worth the potential benefits.

Liquidity will be a big factor in choosing between term deposits and call deposits.

Young professional man working on a laptop in a cozy space with coffee

Being scammed can have devastating effects on your financial life.

These CD specials help you earn more money on interest without taking on risk.

Competitive rates, fewer fees, and convenience are all reasons to consider online banking.

Young business woman working at the office on a laptop

Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

Artistic rendering of a Bank building attached to unrealistically large chains

Linking bank accounts is a way to make it easier to transact between the two.

Senior tourist couple discovering missing wallet

Losing your wallet can be reduced to a minor inconvenience if you know what to do.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles