Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/28/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.15^%_APY

National Average

0.60^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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Knowing how these accounts work, and how they differ, can help better your finances.

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Adding more to your savings goals is easier than you think. Here’s how.

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The CFPB dropped its lawsuit alleging Capital One cheated customers out of interest.

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Here’s the difference between APY and interest rate.

It’s possible to negotiate a higher-yielding savings account at your bank.

Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.

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Finding the right savings account consists of comparing rates, fees and more.

These are the key differences between an FSA and an HSA, and how to choose the right one for you.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Business money market accounts offer higher yields while maintaining access to funds.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

man and woman working together at a computer in an office

Find the right business savings account to help your company’s money grow.

Person working at table with computer, drinking coffee and looking at smartphone

Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

How many bank accounts are too many? Use the rule of two hours to find out.

Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.

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Stop wasting time writing checks. Learn the faster, safer way to pay.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Split direct deposit is a simple way to painlessly boost your savings.

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles