Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Fantasy image of a robot hand holding a phone with real cash falling out of the screen

For many of us, saving money feels like an uphill battle.

couple sitting in the living room with young daughter and working on computer

It’s time to commit to a plan to ditch these bad financial habits altogether.

Young bank teller counting money as her supervisor watches

You’ll need a SWIFT code for international wire transfers. Here’s how to find one.

Margot Robbie (R) and Ryan Gosling attend the European premiere of 'Barbie' at the Cineworld Leicester Square in London, United Kingdom

If you find yourself in the same boat as Barbie, here’s what you should know about CDs, treasuries and corporate bonds.

sleeping child and grandma rest on travel adventure for family bonding

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

This conversational AI tool can add up your spending and offer advice on how to save.

Whether you’re a seller who’s looking to declutter your home or a buyer seeking bargains, a yard sale can be just the answer.

Young professional having a casual conversation at work

Want to avoid common savings missteps? Find out what people do at every age that hurts their financial goals.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Young Asian woman using smartphone while relaxing on armchair, checking her bank account via online banking and managing her finances. Online personal banking. Wealth management. Digital banking habits. Smart banking with technology

Here’s how to determine what a good interest rate is on your deposit accounts.

Here’s a convenient way for Apple device users to transfer money between friends and family.

With some planning and preparation, this is how I reduced my Thanksgiving grocery bill.

Bankrate writer Karen Bennett and editor Marc Wojno pose in a selfie at the Money 20/20 conference in Las Vegas.

Banks are working to keep customers safe through AI apps and human interaction.

Slow shopping has been growing in popularity despite potential drawbacks.

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles