Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

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The best savings accounts for teenagers offer competitive rates and charge no fees.

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The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Here’s everything you need to know about high-yield savings accounts.

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Maintaining good money habits can be the difference between achieving your financial goals and falling short.

Illustration of young person with their wallet

Recent Bankrate data shows that young people are the ones most optimistic about their finances.

It’s relatively easy to get a higher return on your money if you do your homework.

People stand outside a recently-opened Apple Store

The Apple Card savings account APY may be lower, but well above the national average.

It’s a low interest rate environment, but there are ways to earn more on your money.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

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Money market funds are available from several different brokers and fund managers.

These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

A new Bankrate study reveals where infant care is the most and least affordable in the U.S.

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Here’s why banking at an FDIC-insured bank is vital for the safety of your money.

Learn what a relationship rate is and how it can impact your money.

Bank sign on glass wall of business center

Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.

Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2024.

A hand making an "OK" sign, a bank vault, and a check

An extra paycheck in the month can be a game-changer for your finances. Here’s how.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles