Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

You may have to do some research, but it’s not hard to find a decent savings account rate.

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Working with less can keep women from saving, investing and growing wealth.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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These options are great places to stash money from a bonus, inheritance and more.

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Ready to open a savings account? Here’s what you’ll need to know.

Here’s how to use cash to help you stay within your budget each month.

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Use these strategies to keep your deposits safe when they top FDIC limits.

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An emergency fund is an essential part of a solid financial plan.

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Money market funds are available from several different brokers and fund managers.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

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Single people and young families tend to have significantly less saved.

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A new CFPB rule will make it easier for people to transfer their data between banks.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

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Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.

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Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A new Bankrate study reveals where infant care is the most and least affordable in the U.S.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles