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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

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See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

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Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
woman looking tired at computer
Here’s how to financially prepare for the possibility of sudden unemployment.
coins in jar at the beach during sunset
We list three accounts to park your savings this summer as you wait to buy a house.
Man calculating finances
Here’s how to determine the amount to put in savings — and what to do with the rest.
Person on laptop computer
The APY percentage shows how much an account earns per year. Here’s what you need to know.
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Subscriptions are easy to lose track of, but these apps can help restore order.
measuring the waistline of cash bills, comical
A spending diet can help you pursue your financial goals and save cash. Here’s how.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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The best account to save your money will vary by your goal.
People walking past an HSBC Bank
These four types of bank accounts can help you meet your financial goals.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
nonprofit workers sorting donations
These banks are good choices for nonprofits. Here’s how to find one that serves your organization well
A man researches on a tablet.
CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
People walk by a Western Union location in New York.
Wire transfer fees can be expensive, but here are ways to send money for less.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
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Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Our list consists of FDIC-insured banks offering product suites ideal for startups.
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Here’s how to financially prepare for the possibility of sudden unemployment.
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