Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

Mom preparing financial paperwork at home while her child draws next to her

Single people and young families tend to have significantly less saved.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Ghost of Halloween uses a laptop to surf the Internet

Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Sixty percent of households feel behind on their emergency savings in 2023.

Despite inflation and expenses, there are ways to increase your emergency savings.

Here are some of the best savings accounts you can sign up for as a business owner.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

These credit unions offer great rates and top-notch features — and many make it easy to join.

The best account to save your money will vary by your goal.

These four types of bank accounts can help you meet your financial goals.

Single people and young families tend to have significantly less saved.

Close up of woman's hand typing on computer keyboard in the dark against colourful bokeh in background, working late on laptop at home

A new CFPB rule will make it easier for people to transfer their data between banks.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.

Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

A new Bankrate study reveals where infant care is the most and least affordable in the U.S.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles