Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

Knowing a savings bond’s value can help you decide whether to hold it or redeem it.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Savings yields topping inflation could let you hold onto your purchasing power.

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Confused about finding an HSA? Use these tips to determine the best deal for you.

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Money market funds are available from several different brokers and fund managers.

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Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

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How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Step-up CDs can help you potentially earn a higher rate of return later on.

Here are some smart ways to protect yourself if your digital bank account stops working.

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If you have $2,500 to invest in a CD right now, here’s how much you could earn.

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The smartphone in your hand can help you better manage your money.

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CDs often pay better interest than savings accounts and can amp up your nest egg.

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A savings account is a good tool for teaching children financial basics and responsibility.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles