Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

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Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

Here’s everything you need to know about high-yield savings accounts.

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Single people and young families tend to have significantly less saved.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

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Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Sixty percent of households feel behind on their emergency savings in 2023.

Despite inflation and expenses, there are ways to increase your emergency savings.

Here are some of the best savings accounts you can sign up for as a business owner.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Men hands holding a US Government Treasury check

The deadline has recently been extended, but you’re still going to want to act fast.

Airline industry workers hold signs during a protest in Chicago

Another round of job losses similar to what Americans witnessed back in March may soon wreak havoc.

Federal Reserve Chairman Jerome Powell speaks at a press conference

The Fed will continue to stay on the sidelines when it comes to rates.

Like cleansing your body with a special diet, purge your debt and start saving with a budget.

Federal Reserve Chairman Jerome Powell and the Fed Eccles Building illustration

Federal Reserve Chairman Jerome Powell will have a communications tightrope to walk.

A nationwide coin supply shortage has dragged on for months now. Here’s what you need to know.

Looking for creative ways to save on holiday gifts this year? Here are a few ideas.

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More than half of Americans say they are spending less because of those risks.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

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Review our top banks of 2024

See how much your savings can grow

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