Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

Here’s how to financially prepare for the possibility of sudden unemployment.

We list three accounts to park your savings this summer as you wait to buy a house.

Here’s how to determine the amount to put in savings — and what to do with the rest.

Subscriptions are easy to lose track of, but these apps can help restore order.

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A spending diet can help you pursue your financial goals and save cash. Here’s how.

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A mid-year checkup is the most effective way to ensure my finances are on track.

Illustration of a pile of cash inside of a life raft

The amount varies by individual, but there are guidelines.

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Barely above the poverty line, ALICE households struggle to make ends meet.

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Money market funds are available from several different brokers and fund managers.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

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Short answer? Yes. Here’s what you need to know.

These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Use this challenge to stash more cash toward your savings goals.

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Take a look at the days when CDs were offering investors double-digit returns.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Federal Reserve Board Federal Reserve Chairman Jerome Powell speaks during a news conference.

Fed officials, however, are uncertain about how many times they’ll be able to cut borrowing costs in 2025.

Fed Chair Powell Holds News Conference Following FOMC Rate Decision

This Fed communication tool is important, but be cautious when interpreting it.

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Know the two major benefits of opening a CD now, even as interest rates decline.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles