At a glance

Best savings account

4.8

Bankrate Score

CDs

Checking

Savings

MMA

Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Overview

EverBank is good for customers who want a full-service online bank with competitive deposit yields. It offers checking, savings and money market accounts as well as certificates of deposit (CD) accounts.

Highlights

High APY
ATM Fee Refunds
Low Fees

Overall

EverBank is an institution that operates primarily online, offering deposit accounts with competitive rates and low minimum balances, and customers have access to almost 100,000 fee-free ATMs. The bank maintains a limited number of branches, mainly in Florida.

EverBank earned the Best Savings Account honor in the 2024 Bankrate Awards.

Pros

EverBank offers competitive yields on its savings account and certificates of deposit (CDs).
The bank provides access to thousands of surcharge-free ATMs.
It offers a variety of services and products.

Cons

EverBank has a limited network of full-service branches.
It doesn’t offer a no-penalty CD.

We want to know what you think about EverBank

Do you have experience with EverBank? Let us know your thoughts.

EverBank banking products

5.0

/5

See methodology Compare savings rates

SCORE BREAKDOWN

APY offering:

4.75%

5/5

APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.

Minimum balance for APY:

$0.00

5/5

The lowest deposit amount an account must have before it can earn interest.

Monthly service fee:

$0.00

5/5

A monthly charge a financial institution deducts from an account if certain requirements are not met.

Minimum balance to avoid fee:

$0.00

5/5

The lowest balance an account must maintain in order to avoid a fee.

Access to funds:

Great

5/5

A procedure that allows an individual or organization to access and manage the funds of another account holder.

FEATURES

4.75% APY

APY last updated between 11/14 and 11/20.

$0 minimum balance for APY

$0 minimum deposit to open

EverBank savings overview

The EverBank Performance℠ Savings account earns a highly competitive APY, and there’s no minimum opening deposit or monthly maintenance fee.

Pros

The account earns a highly competitive APY.
There’s no monthly maintenance fee.
You can deposit checks into the account via a mobile device.
The Performance℠ Savings account doesn’t have a minimum opening balance requirement.

Cons

Some savings accounts offer slightly higher yields.

Rate history for EverBank's Savings account

See how rates for this account have changed over time. Interact with the trend lines to view APY by date.

EverBank

APY

APY last updated between 11/14 and 11/20.

National average APY

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

See how rates for this account have changed over time. Interact with the trend lines to view APY by date.

EverBank

APY

APY last updated between 11/14 and 11/20.

National average APY

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

4.1

/5

See methodology Compare CD rates

SCORE BREAKDOWN

APY offering:

4.15%

4/5

APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less.

Minimum deposit:

$1,000.00

4/5

The minimum deposit amount a financial institution requires in order to open a CD.

Range of term lengths:

3 mos – 5 yrs

5/5

A designated amount of time that funds must be held within a CD.

Early withdrawal penalty:

Average

3/5

A penalty incurred when funds have been withdrawn from a CD before its maturity date.

Offer no-penalty or bump-up CDs:

No

0/5

A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date.

Offer IRA CDs:

No

0/5

An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.

FEATURES

3.50% – 4.15% APY

APY last updated between 11/14 and 11/20.

$1,000 minimum balance for APY

$1,000 minimum deposit to open

3 months – 5 years

EverBank CD overview

EverBank offers standard CDs with terms ranging from three months to five years, all of which require a manageable minimum deposit and earn yields well above national averages. It also offers a bump-up CD as well as CDs with expanded Federal Deposit Insurance Corporation (FDIC) coverage. Early withdrawal penalties vary depending on the type of CD and its term. For instance:

A one-year standard CD at EverBank has an early withdrawal penalty of 91 days of simple interest.
A five-year standard CD EverBank has an early withdrawal penalty of 456 days of simple interest.

Pros

EverBank’s Performance℠ CDs offer competitive APYs.
A variety of CD terms are offered.
The minimum opening deposit is manageable.

Cons

EverBank doesn’t offer IRA CDs.
No-penalty CDs are not available.

Rate history for EverBank's CD accounts

See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.

EverBank

APY

APY last updated between 11/14 and 11/20.

National average APY

Term length

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.

EverBank

APY

APY last updated between 11/14 and 11/20.

National average APY

Term length

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

Compare Offer

EverBank money market overview

EverBank’s Performance℠ Money Market account offers a tiered APY structure, with balances below $50,000 earning a somewhat lower yield.

The money market account requires no minimum opening deposit, and it doesn’t charge a monthly service fee. The account comes with checks and a debit card.

Pros

There is no monthly service fee for this account.
The account comes with check-writing privileges and a debit card.

Cons

To earn the highest yield, you’ll need a balance of at least $100,000.

4.7

Bankrate Score

Compare top checking rates

EverBank checking overview

EverBank’s Performance℠ Checking account is an interest-bearing account that requires a $100 minimum deposit to open.

EverBank offers fee-free access to nearly 100,000 ATMs, including through the Allpoint and MoneyPass networks. The bank does not charge customers fees for using ATMs outside of its network. It reimburses customers up to $15 each month for surcharges imposed by out-of-network ATMs, while it provides full reimbursement for those with an average minimum daily balance of $5,000.

Pros

EverBank does not charge a fee for out-of-network ATM use, and it reimburses some or all surcharges imposed by non-network ATMs.
The checking account doesn’t charge a monthly maintenance fee.
The account offers ATM reimbursements.

Cons

Lower minimum opening deposit requirements can be found elsewhere.

Compare Offer

Bank fees

Fee	Charged?
Overdraft fee	None
Non-sufficient funds fee	None
Monthly maintenance fee	None
Out-of-network ATM fee	$0
Excessive transaction fee	None

Find out: Tips to avoid common bank fees

Customer experience

Customer support

Physical presence. EverBank serves customers in all 50 states, although the majority of its branches are located in Florida. The bank provides access to nearly 100,000 surcharge-free ATMs.

Customer service. Customer service is available by phone weekdays 8 a.m. to 8 p.m. Eastern time and Saturdays from 9 a.m. to 7 p.m.

Digital experience

Mobile app. In August 2023, TIAA Bank started operating as EverBank. While the TIAA mobile app is highly rated and still available for download, EverBank plans to introduce a new mobile app in 2024, according to its website.

Bankrate staff insights

“My spouse and I previously had our savings in an account earning just 0.25 percent APY,” said a Bankrate staff member who uses EverBank personally. “But we want that money to be earning money for us, instead of sitting there losing value due to inflation. We chose EverBank's Performance Savings account for its impressive APY and lack of fees.”

Disclosure: To enhance our product reviews, Bankrate employees often open accounts and provide feedback. They may have been compensated for their time and account maintenance, but this does not affect the integrity of their review.

Features

Screen view

Desktop Mobile

The above images were last updated on June 5, 2024.

How EverBank compares to other banks

Compare different account types offered by EverBank. Annual percentage yields (APYs) shown were updated between Nov. 14, 2024 and Nov. 20, 2024.

Selected bank EverBank savings account Member FDIC Bankrate score Rating: 5 stars out of 5 5.0 Bankrate Savings rating = 5.0/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score.	Most comparable Ally Bank savings account Member FDIC Bankrate score Rating: 4.4 stars out of 5 4.4 Bankrate Savings rating = 4.4/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate Savings rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 14, 2024 and Nov. 20, 2024.
4.75%	4.00%
Minimum balance for APY
$0.00	$0.00
Estimated earnings Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
$2,375	$2,000

The EverBank Performance℠ Savings account earns a competitive yield on all balances. The account comes without monthly fees or minimum balance requirements. There is also no minimum opening requirement, making the account highly accessible to everyone.	Ally Bank consistently offers a competitive yield on its Online Savings Account. The online bank doesn’t have the absolute highest yield, but it offers a competitive one and doesn’t have a minimum balance requirement or a monthly service fee. The bank offers mobile deposit, but you’ll need to transfer money to the Ally checking account or money market account if you want to access money in your savings from an ATM.

The Performance℠ Savings account offers a robust yield on all balances. There are no monthly maintenance fees or minimum balance requirements.	Ally Bank offers a competitive yield on its Online Savings Account. Ally Bank has savings tools, such as Surprise Savings where Ally Bank looks at your linked checking account for savings opportunities.	N/A
The account doesn’t come with an ATM card, so banking for this account must be done online or the bank’s mobile app.	Ally Bank doesn’t offer ATM access directly from its savings account. Some other online banks offer a higher yield than Ally Bank.	N/A

APY offering: 4.75% 5/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $0.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Access to funds: Great 5/5 A procedure that allows an individual or organization to access and manage the funds of another account holder.	APY offering: 4.00% 4/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $0.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Access to funds: Good 4/5 A procedure that allows an individual or organization to access and manage the funds of another account holder.	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. The lowest deposit amount an account must have before it can earn interest. A monthly charge a financial institution deducts from an account if certain requirements are not met. The lowest balance an account must maintain in order to avoid a fee. A procedure that allows an individual or organization to access and manage the funds of another account holder. Bankrate does not currently track additional product details for this bank.

Selected bank EverBank CD Member FDIC Bankrate score Rating: 4.1 stars out of 5 4.1 Bankrate CD rating = 4.1/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score.	Most comparable CIBC Bank USA CD Member FDIC Bankrate score Rating: 4.6 stars out of 5 4.6 Bankrate CD rating = 4.6/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate CD rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 14, 2024 and Nov. 20, 2024.
4.15%	4.43%
Minimum deposit
$1,000.00	$1,000.00
Term
9 mos	1 yr

Everbank has CD terms ranging from three months to five years. Its CDs require a $1,000 minimum opening deposit.	CIBC Bank USA offers six online-only Agility CDs that earn competitive yields on a minimum deposit of at least $1,000. The bank also offers a jumbo CD that requires a $100,000 minimum deposit, as well as an IRA CD.

EverBank Performance℠ CDs offers competitive yields, similar to other online banks.	CIBC Bank USA pays competitive yields on its CDs. Jumbo CDs and an IRA CD are offered.	N/A
Some banks have lower minimum opening deposit requirements. No IRA CDs are offered.	The number of available CD terms is limited.	N/A

APY offering: 4.15% - 9 mos 4/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. Minimum deposit: $1,000.00 4/5 The minimum deposit amount a financial institution requires in order to open a CD. Range of term lengths: 3 mos - 5 yrs 5/5 A designated amount of time that funds must be held within a CD. Early withdrawal penalty: Average 3/5 A penalty incurred when funds have been withdrawn from a CD before its maturity date. Offer no-penalty or bump-up CDs: No 0/5 A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. Offer IRA CDs: No 0/5 An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.	APY offering: 4.43% - 1 yr 5/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. Minimum deposit: $1,000.00 4/5 The minimum deposit amount a financial institution requires in order to open a CD. Range of term lengths: 6 mos - 30 mos 4/5 A designated amount of time that funds must be held within a CD. Early withdrawal penalty: Great 5/5 A penalty incurred when funds have been withdrawn from a CD before its maturity date. Offer no-penalty or bump-up CDs: No 0/5 A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. Offer IRA CDs: Yes 5/5 An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. The minimum deposit amount a financial institution requires in order to open a CD. A designated amount of time that funds must be held within a CD. A penalty incurred when funds have been withdrawn from a CD before its maturity date. A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. An IRA account which consists of CDs that typically earns fixed interest over a specified period of time. Bankrate does not currently track additional product details for this bank.

Selected bank EverBank money market account Member FDIC Bankrate score Rating: 5 stars out of 5 5.0 Bankrate Money Market rating = 5.0/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score.	Most comparable Ally Bank money market account Member FDIC Bankrate score Rating: 4.5 stars out of 5 4.5 Bankrate Money Market rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate Money Market rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 14, 2024 and Nov. 20, 2024.
4.30%	4.00%
Minimum balance for APY
$0.00	$0.00
Estimated earnings Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
$2,150	$2,000

The EverBank Performance℠ Savings account earns a competitive yield on all balances. The account comes without monthly fees or minimum balance requirements. There is also no minimum opening requirement, making the account highly accessible to everyone.	Ally Bank consistently offers a competitive yield on its Online Savings Account. The online bank doesn’t have the absolute highest yield, but it offers a competitive one and doesn’t have a minimum balance requirement or a monthly service fee. The bank offers mobile deposit, but you’ll need to transfer money to the Ally checking account or money market account if you want to access money in your savings from an ATM.

The Performance℠ Savings account offers a robust yield on all balances. There are no monthly maintenance fees or minimum balance requirements.	Ally Bank offers a competitive yield on its Online Savings Account. Ally Bank has savings tools, such as Surprise Savings where Ally Bank looks at your linked checking account for savings opportunities.	N/A
The account doesn’t come with an ATM card, so banking for this account must be done online or the bank’s mobile app.	Ally Bank doesn’t offer ATM access directly from its savings account. Some other online banks offer a higher yield than Ally Bank.	N/A

APY offering: 4.30% 5/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $0.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Check writing: Yes 5/5 The ability to write a certain amount of checks within a statement cycle. Debit/ATM access: Great 5/5 The ability to withdraw funds from an account through the use of debit or ATM card	APY offering: 4.00% 4/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $0.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Check writing: Yes 5/5 The ability to write a certain amount of checks within a statement cycle. Debit/ATM access: Good 4/5 The ability to withdraw funds from an account through the use of debit or ATM card	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. The lowest deposit amount an account must have before it can earn interest. A monthly charge a financial institution deducts from an account if certain requirements are not met. The lowest balance an account must maintain in order to avoid a fee. The ability to write a certain amount of checks within a statement cycle. The ability to withdraw funds from an account through the use of debit or ATM card Bankrate does not currently track additional product details for this bank.

EverBank vs. Ally Bank

You’ll get a similar experience at both EverBank and Ally Bank.

EverBank and Ally both offer just about every consumer deposit product you could think of, with high yields to boot. EverBank operates primarily online, whereas Ally is an entirely online bank. Both offer large ATM networks and often no fees for using out-of-network ATMs.

That noted, EverBank offers a few more standard CDs than Ally does, and EverBank’s CD yields tend to be higher, too. Likewise, you’ll earn higher yields when you park your money in EverBank’s savings and money market accounts.

Learn more: The best banks of 2024

Review methodology

With so many financial institutions to choose from, it can be hard to know who to trust. Bankrate’s ever-growing list of bank and credit union reviews is updated regularly. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.

We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.

EverBank customer reviews

EverBank has 23 reviews

Dive into community reviews below and see what others think about EverBank.

4.1

23 ratings

Star ranking and total number reflects the lifetime customer reviews received while this bank has been monitored by Bankrate. To help serve you with relevant information, the customer reviews shown below are limited to only those that this bank has received during the past 12 months.

Score breakdown

5 stars

48%

4 stars

35%

3 stars

4%

2 stars

4%

1 star

9%

Score by category

Overall Rating 4.1 / 5

Competitiveness of APY 4 / 5

Amount of fees 4 / 5

Customer support 4.1 / 5

Website / Mobile app 4.2 / 5

Bankrate methodology disclosure

In July 2024, Bankrate collaborated with a third-party vendor to survey 1,200 bank account holders nationwide. Bankrate and our vendor collected and summarized account holder responses to five rating questions on a 5-point scale as well as open-ended reviews of the banking experience. Responses are based on individual account holder product details, and therefore cannot be verified for accuracy. Reviewers received an incentive for their feedback. Their ratings are unedited and have not been reviewed or approved by the associated bank or credit union, nor do these responses reflect Bankrate's own expert review of these banking products.

Community Reviews

See what users like you are saying about EverBank.

Search for reviews containing

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Anonymous account holder

September 13, 2024

So far my experience has been great. Customer service, fees, rewards.

Score by category

Amount of fees 4 / 5

Competitiveness of APY 4 / 5

Customer support 5 / 5

Website / Mobile app 4 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

It has free checking for those who qualify. They give heat customer service and they are always willing to helpe with any banking transactions I need help with.

Score by category

Amount of fees 5 / 5

Competitiveness of APY 5 / 5

Customer support 4 / 5

Website / Mobile app 5 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

It’s a good bank with good customer service. Customer service Reviews And interest rates.

Score by category

Amount of fees 3 / 5

Competitiveness of APY 3 / 5

Customer support 3 / 5

Website / Mobile app 3 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

They help you save and they help you with a secure account. It's amazing.

Score by category

Amount of fees 1 / 5

Competitiveness of APY 1 / 5

Customer support 1 / 5

Website / Mobile app 1 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account No

Anonymous account holder

September 13, 2024

It has been extremely good because they are easy to deal with. The costumer service it’s excellent.

Score by category

Amount of fees 5 / 5

Competitiveness of APY 5 / 5

Customer support 4 / 5

Website / Mobile app 4 / 5

Accounts held by this user

Certificate of Deposit (CD) Yes

Money Market Account (MMA) No

Savings Account No

Checking Account Yes

Anonymous account holder

September 13, 2024

That this bank really helps you out a lot if you’re new to the banking thing. My experience was amazing really great service and everyone was helpful.

Score by category

Amount of fees 1 / 5

Competitiveness of APY 1 / 5

Customer support 2 / 5

Website / Mobile app 3 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) Yes

Savings Account No

Checking Account No

Anonymous account holder

September 13, 2024

It's very convenient to use there online banking and there customer service is great. There fees are smaller. Have great customer service.

Score by category

Amount of fees 4 / 5

Competitiveness of APY 4 / 5

Customer support 4 / 5

Website / Mobile app 5 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

Love this bank. Closeness, friendly, history.

Score by category

Amount of fees 5 / 5

Competitiveness of APY 5 / 5

Customer support 5 / 5

Website / Mobile app 5 / 5

Accounts held by this user

Certificate of Deposit (CD) Yes

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

The customer service is good. My overall experience was good.

Score by category

Amount of fees 3 / 5

Competitiveness of APY 3 / 5

Customer support 4 / 5

Website / Mobile app 5 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Anonymous account holder

September 13, 2024

They are very reliable , they also have identity protection and fraud. There advertisments , watching I've always seen there advertisment andvwas always interested.

Score by category

Amount of fees 4 / 5

Competitiveness of APY 4 / 5

Customer support 5 / 5

Website / Mobile app 5 / 5

Accounts held by this user

Certificate of Deposit (CD) No

Money Market Account (MMA) No

Savings Account Yes

Checking Account Yes

Date Bankrate gathers rate data either directly from our partners, or through our proprietary rate surveying service. The rate change date is based on when Bankrate received or captured the rate change and may differ from the actual date the rate changed.	EverBank APY APY last updated between 11/14 and 11/20. APY last updated between 11/14 and 11/20	National average APY The “national average” is determined by Bankrate’s comprehensive national survey of savings accounts and CDs and reflects the monthly average APY for each product.
11/07/2024	4.75%	0.56%
11/05/2024	5.05%	0.56%
10/01/2024	5.05%	0.57%
09/03/2024	5.05%	0.61%
05/31/2024	5.05%	0.59%
01/03/2024	5.15%	0.58%
12/04/2023	5.15%	0.57%

Date Bankrate gathers rate data either directly from our partners, or through our proprietary rate surveying service. The rate change date is based on when Bankrate received or captured the rate change and may differ from the actual date the rate changed.	EverBank APY APY last updated between 11/14 and 11/20. APY last updated between 11/14 and 11/20	National average APY The “national average” is determined by Bankrate’s comprehensive national survey of savings accounts and CDs and reflects the monthly average APY for each product.
11/05/2024	3.50%	1.43%
10/03/2024	3.50%	1.42%
10/01/2024	3.45%	1.42%
09/19/2024	3.45%	1.43%
09/13/2024	3.50%	1.43%
09/03/2024	3.65%	1.43%
08/08/2024	3.65%	1.44%
08/02/2024	3.80%	1.44%
07/02/2024	3.90%	1.42%
06/04/2024	3.90%	1.43%
05/17/2024	3.90%	1.42%
04/02/2024	4.00%	1.42%
03/12/2024	4.00%	1.43%
02/15/2024	4.00%	1.42%
02/02/2024	3.85%	1.42%
02/01/2024	3.75%	1.42%
12/05/2023	3.95%	1.43%
11/21/2023	3.95%	1.45%

EverBank Review 2024

The Bankrate promise

At a glance

Overview

Highlights

Overall

Pros

Cons

We want to know what you think about EverBank

EverBank banking products

EverBank savings overview

Pros

Cons

Rate history for EverBank's Savings account

EverBank CD overview

Pros

Cons

Rate history for EverBank's CD accounts

EverBank money market overview

Pros

Cons

EverBank checking overview

Pros

Cons

Bank fees

Customer experience

Customer support

Digital experience

Bankrate staff insights

How EverBank compares to other banks

EverBank vs. Ally Bank

Review methodology

EverBank customer reviews

EverBank has 23 reviews

Community Reviews

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