At a glance

4.4

Bankrate Score

CDs

Checking

Savings

MMA

Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Overview

BECU offers members full-service banking without many of the monthly fees found elsewhere. Savers hoping to earn a higher rate of interest — and those who don’t live in the Northwest or South Carolina — may be better off looking at other options.

Highlights

Highly Rated App
No Min Balance
No Monthly Fees

Overall

Boeing Employees’ Credit Union is one of the largest credit unions in the U.S. It offers members a variety of checking and savings products along with many online banking features. Its accounts come with no monthly fees and other fees are lower than average, though its APYs aren’t the most competitive. Members also get extra benefits, such as ATM refunds and higher rates, when they qualify for the Member Advantage feature.

Pros

There are no monthly service fees or balance requirements.
Member Advantage accounts pay higher rates on CDs, money markets and IRAs.
BECU offers nationwide access to more than 30,000 surcharge-free ATMs.
Members get discounts on local events.

Cons

Yields are low compared to other top credit unions.
Nearly all of the credit union’s branches are located within Washington state.

We want to know what you think about Boeing Employees' Credit Union

Do you have experience with Boeing Employees' Credit Union? Let us know your thoughts.

Boeing Employees' Credit Union banking products

3.5

/5

See methodology Compare savings rates

SCORE BREAKDOWN

APY offering:

0.40%

2/5

APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest.

Minimum balance for APY:

$1.00

5/5

The lowest deposit amount an account must have before it can earn interest.

Monthly service fee:

$0.00

5/5

A monthly charge a financial institution deducts from an account if certain requirements are not met.

Minimum balance to avoid fee:

$0.00

5/5

The lowest balance an account must maintain in order to avoid a fee.

Access to funds:

Great

5/5

A procedure that allows an individual or organization to access and manage the funds of another account holder.

FEATURES

0.40% APY

APY last updated between 11/19 and 11/25.

$1 minimum balance for APY

$1 minimum deposit to open

Boeing Employees' Credit Union savings overview

To join the Boeing Employees Credit Union, one of three savings accounts must be opened: the Member Advantage Savings account, Member Share Savings account or Early Saver account. The Early Saver account is for those under age 18, while the Member Share Savings account is a basic option for savers.

With a Member Share Savings, members can open the account with no minimum deposit requirement, no monthly fee, receive free access to their FICO score and a free savings ATM card. The account earns a low interest rate, but members can upgrade to the Member Advantage Savings account and earn a much higher rate on up to $500 of their balance.

The Member Advantage Savings option is only available for those who also have a Member Advantage checking account.

Pros

Member Advantage Savings provides a premium rate for the first $500.
There are no monthly service fees and no minimum balance requirement.
You can get free access to your FICO score and a free ATM card.

Cons

Standard APYs are less than those of many top credit unions.

Rate history for Boeing Employees' Credit Union's Savings account

See how rates for this account have changed over time. Interact with the trend lines to view APY by date.

Boeing Employees' Credit Union

APY

APY last updated between 11/19 and 11/25.

National average APY

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

See how rates for this account have changed over time. Interact with the trend lines to view APY by date.

Boeing Employees' Credit Union

APY

APY last updated between 11/19 and 11/25.

National average APY

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

4.5

/5

See methodology Compare CD rates

SCORE BREAKDOWN

APY offering:

3.55%

4/5

APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less.

Minimum deposit:

$500.00

5/5

The minimum deposit amount a financial institution requires in order to open a CD.

Range of term lengths:

3 mos – 5 yrs

4/5

A designated amount of time that funds must be held within a CD.

Early withdrawal penalty:

Great

5/5

A penalty incurred when funds have been withdrawn from a CD before its maturity date.

Offer no-penalty or bump-up CDs:

Yes

5/5

A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date.

Offer IRA CDs:

Yes

5/5

An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.

FEATURES

1.45% – 3.55% APY

APY last updated between 11/19 and 11/25.

$500 minimum balance for APY

$500 minimum deposit to open

3 months – 5 years

Boeing Employees' Credit Union CD overview

When it comes to certificates of deposit, members can choose from terms ranging from three months to five years. BECU offers standard, bump-up and IRA CDs that can be opened with as little as $500. Bump-up CDs are only available on one- and two-year terms. There’s also an add-to option for all CDs, which allows members to open a CD for as little as $100 and set up automatic, monthly deposits into the CD with a maximum of $1,000 per month.

Rates are tiered and rise when more money is deposited into the account for some terms. APYs are above average, but there are institutions offering higher rates. Those who have Member Advantage checking and savings accounts can earn additional interest on CDs. To be eligible, certain requirements must be met, such as receiving electronic statements and making a transaction using a free service like bill pay or direct deposit.

Pros

Member Advantage checking and savings account holders earn higher yields.
Only $500 is needed to open a CD — $100 with the add-to feature.
There’s an “add-to” option that lets you make additional contributions while maintaining your existing fixed interest rate.
You can opt for a Bump CD that provides a one-time increase to your rate during the term.

Cons

Yields are lower than other credit unions, particularly for members without the Member Advantage status.

Rate history for Boeing Employees' Credit Union's CD accounts

See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.

Boeing Employees' Credit Union

APY

APY last updated between 11/19 and 11/25.

National average APY

Term length

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

See how rates for this account have changed over time. Select the CD term length from the dropdown and interact with the trend lines to view APY by date.

Boeing Employees' Credit Union

APY

APY last updated between 11/19 and 11/25.

National average APY

Term length

How do we get this data?

Bankrate independently tracks hundreds of APYs and product details for banking institutions nationwide. We retain the historical data of every rate we track in our database. If there are any gaps where we weren’t actively tracking a rate at the time, the graph will reflect the missing data.

Compare Offer

Boeing Employees' Credit Union money market overview

BECU also offers money market accounts for savers looking for a liquid account with higher yields than its savings accounts. To earn the highest yield, you’ll need to have Member Advantage checking and savings accounts. While rates are higher than they are for BECU’s Member Share Savings, they’re still not very competitive. As of the time of this review, the rates are the same for all account balances.

The money market accounts have no monthly fee or minimum balance requirements, though you may need $5 to open the account online. The accounts come with checks.

Pros

There are no monthly fees.
A limited number of checks can be written each month for free.
Standard Money Market APYs are higher than the standard Member Share Savings account.

Cons

Higher money market account rates can be found elsewhere.

4.8

Bankrate Score

Compare top checking rates

Boeing Employees' Credit Union checking overview

BECU’s checking account options include a basic checking account, which was scored for this review, and a Member Advantage Checking account. Both earn a yield, and neither account requires a minimum balance or charges a monthly maintenance fee.

Account holders have access to over 30,000 ATMs, which includes those in the CO-OP network. The $10 overdraft fee is lower than what most institutions charge, though members can be charged up to five times a day. There’s no fee for incoming wire transfers, domestic or international.

To qualify for the Member Advantage Checking account, you’ll have to make at least one electronic transaction per month, opt out of paper statements and open a Member Advantage Savings account. This account can earn a higher rate than the standard checking for up to $500 of the account balance, and it also provides refunds for out-of-network ATM fees ($3 per month).

Pros

All accounts are interest-bearing.
There are no minimum balance requirements or monthly maintenance fees.
Custom debit card designs are available for fans of the NFL’s Seattle Seahawks and alumni of Washington State University and the University of Washington.
In-network ATM access is abundant — plus Advantage Checking account holders get $3 refunded for out-of-network ATM fees per month.
The overdraft fee is below average.

Cons

Overdraft charges could add up quickly since BECU may ding you for up to five overdraft and nonsufficient funds fees a day.
If you want paper statements sent each month, you won’t qualify for the Member Advantage account.

Compare Offer

Bank fees

Fee	Charged?
Overdraft fee	$10
Non-sufficient funds fee	$10
Account maintenance fees	None
Incoming wire transfer fee	None

About Boeing Employees’ Credit Union

Boeing Employees’ Credit Union is the largest credit union in Washington state and the fourth-largest credit union in the United States. It serves over 1 million members.

Membership at BECU is available to residents, students, employees, business owners and churchgoers in Washington state, and designated counties in Idaho and Oregon. You can also join if you work for Boeing, or are a member of one of two alumni associations or of the NW Credit Union Foundation, which can be joined online. A BECU Hub location in North Charleston, South Carolina, is also available to Boeing employees only.

How Boeing Employees' Credit Union compares to other banks

Compare different account types offered by Boeing Employees' Credit Union. Annual percentage yields (APYs) shown were updated between Nov. 19, 2024 and Nov. 25, 2024.

Selected bank Boeing Employees’ Credit Union savings account NCUA Insured Bankrate score Rating: 3.5 stars out of 5 3.5 Bankrate Savings rating = 3.5/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score.	Most comparable Delta Community Credit Union savings account NCUA Insured Bankrate score Rating: 3.4 stars out of 5 3.4 Bankrate Savings rating = 3.4/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate Savings rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 19, 2024 and Nov. 25, 2024.
0.40%	0.25%
Minimum balance for APY
$1.00	$10,000.00
Estimated earnings Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
$200	$125

To join the Boeing Employees Credit Union, one of three savings accounts must be opened: the Member Advantage Savings account, Member Share Savings account or Early Saver account. The Early Saver account is for those under age 18, while the Member Share Savings account is a basic option for savers. With a Member Share Savings, members can open the account with no minimum deposit requirement, no monthly fee, receive free access to their FICO score and a free savings ATM card. The account earns a low interest rate, but members can upgrade to the Member Advantage Savings account and earn a much higher rate on up to $500 of their balance. The Member Advantage Savings option is only available for those who also have a Member Advantage checking account.	Delta Community Credit Union’s Personal Savings account can be opened with only $5, and it has no monthly fee. The yield, however, is below average, and it isn’t as competitive as Delta Community’s CDs. Customers can open supplementary savings accounts dedicated to specific goals, such as saving for a new car. These additional accounts earn the same rate as the primary savings account. While it’s possible to link the savings account to a checking account to cover overdrafts, there’s a $3 fee each time money is transferred from the savings account for such cases. The credit union also offers youth savings accounts for children 12 and under.

Member Advantage Savings provides a premium rate for the first $500 There are no monthly service fees and no minimum balance requirement You can get free access to your FICO score and a free ATM card	Only $5 is needed to open a Personal Savings Account All balances earn interest Customers can open additional savings funds for specific goals	N/A
Standard APYs are less than those of many top credit unions	Other banks and credit unions offer much higher savings rates Account holders with combined deposits and loans balances that fall below $60 who make no transactions for six months may incur a $5 a month inactive account or low balance fee (This fee is $0 for account owners 17 years old or younger ) If funds are transferred from the savings account to cover an overdraft, a $3 fee applies	N/A

APY offering: 0.40% 2/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $1.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Access to funds: Great 5/5 A procedure that allows an individual or organization to access and manage the funds of another account holder.	APY offering: 0.25% 2/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $5.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Access to funds: Good 4/5 A procedure that allows an individual or organization to access and manage the funds of another account holder.	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. The lowest deposit amount an account must have before it can earn interest. A monthly charge a financial institution deducts from an account if certain requirements are not met. The lowest balance an account must maintain in order to avoid a fee. A procedure that allows an individual or organization to access and manage the funds of another account holder. Bankrate does not currently track additional product details for this bank.

Selected bank Boeing Employees’ Credit Union CD NCUA Insured Bankrate score Rating: 4.5 stars out of 5 4.5 Bankrate CD rating = 4.5/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score.	Most comparable Star One Credit Union CD NCUA Insured Bankrate score Rating: 3.5 stars out of 5 3.5 Bankrate CD rating = 3.5/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate CD rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs) and minimum deposits are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 19, 2024 and Nov. 25, 2024.
3.55%	3.75%
Minimum deposit
$500.00	$2,500.00
Term
1 yr	1 yr

When it comes to certificates of deposit, members can choose from terms ranging from three months to five years. BECU offers standard, bump-up and IRA CDs that can be opened with as little as $500. Bump-up CDs are only available on one- and two-year terms. There’s also an add-to option for all CDs, which allows members to open a CD for as little as $100 and set up automatic, monthly deposits into the CD with a maximum of $1,000 per month. Rates are tiered and rise when more money is deposited into the account for some terms. APYs are above average, but there are institutions offering higher rates. Those who have Member Advantage checking and savings accounts can earn additional interest on CDs. To be eligible, certain requirements must be met, such as receiving electronic statements and making a transaction using a free service like bill pay or direct deposit.	Star One Credit Union offers three certificate terms: six months, one year and two years. Each certificate requires a $2,500 minimum deposit and pays a fairly competitive yield, though higher rates can be found at online banks. Earned interest can be transferred to a Star One checking or savings account, or a check can be mailed to the account holder. The limited term options are ideal for savers looking for a temporary place to keep their cash, but savers with longer-term goals may want to seek out alternatives. Star One doesn't offer any specialty certificates, such as a no-penalty or bump-up account. Early withdrawals are subject to a penalty, which is higher than some other online banks and credit unions. On a six-month share certificate, the penalty is 90 days worth of dividends, and one- and two-year certificates are subject to a penalty of 180 days’ dividends.

Member Advantage checking and savings account holders earn higher yields Only $500 is needed to open a CD — $100 with the add-to feature There’s an “add-to” option that lets you make additional contributions while maintaining your existing fixed interest rate You can opt for a Bump CD that provides a one-time increase to your rate during the term	Certificate accounts can be opened online Earned interest can be mailed or transferred to a Star One checking or savings account	N/A
Yields are lower than other credit unions, particularly for members without the Member Advantage status	Only three certificate terms are available Star One doesn't offer any specialty certificates Higher rates can be found elsewhere	N/A

APY offering: 3.55% - 1 yr 4/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. Minimum deposit: $500.00 5/5 The minimum deposit amount a financial institution requires in order to open a CD. Range of term lengths: 3 mos - 5 yrs 4/5 A designated amount of time that funds must be held within a CD. Early withdrawal penalty: Great 5/5 A penalty incurred when funds have been withdrawn from a CD before its maturity date. Offer no-penalty or bump-up CDs: Yes 5/5 A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. Offer IRA CDs: Yes 5/5 An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.	APY offering: 3.75% - 1 yr 4/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. Minimum deposit: $2,500.00 3/5 The minimum deposit amount a financial institution requires in order to open a CD. Range of term lengths: 6 mos - 2 yrs 2/5 A designated amount of time that funds must be held within a CD. Early withdrawal penalty: Average 3/5 A penalty incurred when funds have been withdrawn from a CD before its maturity date. Offer no-penalty or bump-up CDs: No 0/5 A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. Offer IRA CDs: Yes 5/5 An IRA account which consists of CDs that typically earns fixed interest over a specified period of time.	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs are selected based on Bankrate reviews of the highest rates a bank offers between the term ranges of 7 and 17 months. This excludes jumbo CDs and applies when the minimum deposit is $25k or less. The minimum deposit amount a financial institution requires in order to open a CD. A designated amount of time that funds must be held within a CD. A penalty incurred when funds have been withdrawn from a CD before its maturity date. A CD that doesn’t incur a penalty if funds are withdrawn before its maturity date. An IRA account which consists of CDs that typically earns fixed interest over a specified period of time. Bankrate does not currently track additional product details for this bank.

Selected bank Boeing Employees’ Credit Union money market account NCUA Insured Bankrate score Rating: 4 stars out of 5 4.0 Bankrate Money Market rating = 4.0/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score.	Most comparable Randolph-Brooks Federal Credit Union money market account NCUA Insured Bankrate score Rating: 3.7 stars out of 5 3.7 Bankrate Money Market rating = 3.7/5 Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review	Search for or select a bank: Bankrate score Bankrate Money Market rating Bankrate scores are objectively determined by our editorial team. Annual percentage yields (APYs), minimum opening deposit requirements and minimum balances to avoid monthly service fees are some of the things that make up Bankrate’s score. Read review
APY APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. APYs last updated between Nov. 19, 2024 and Nov. 25, 2024.
1.26%	1.82%
Minimum balance for APY
$10,000.00	$10,000.00
Estimated earnings Interest earned calculation based on a $50,000 deposit amount for a period of 1 year and is rounded to the nearest dollar. Exact earnings are dependent on calendar year, balance, and compounding frequency. Minimum deposit rules may apply.
$630	$910

BECU also offers money market accounts for savers looking for a liquid account with higher yields than its savings accounts. To earn the highest yield, you’ll need to have Member Advantage checking and savings accounts. While rates are higher than they are for BECU’s Member Share Savings, they’re still not very competitive. As of the time of this review, the rates are the same for all account balances. The money market accounts have no monthly fee or minimum balance requirements, though you may need $5 to open the account online. The accounts come with checks.	RBFCU offers two types of money market accounts: the Classic Money Market account and the Choice Money Market account. For the Classic Money Market account, the same APY is offered on balances of $2,500 or more. With the Choice Money Market account, a tiered rate structure applies. At the time of Bankrate’s review, the $2,500-$10,000 tier earned the account’s highest APY, followed by the $10,000-$25,000 tier. Balances of $25,000 or more earned the lowest APY. RBFCU’s top-tier APY for the Choice Money Market account was above the national average at the time of Bankrate’s review, though you can find higher yields at other institutions. A $2,500 minimum balance is required to open each money market account, and neither charges a monthly service fee. If the account balance falls below $2,500, it will convert to a standard savings account and earn a much lower rate. The credit union doesn’t offer check writing with its money market accounts.

There are no monthly fees A limited number of checks can be written each month for free Standard Money Market APYs are higher than the standard Member Share Savings account	No monthly service fee is charged for either account The Choice account gives savers the opportunity to earn a high yield on a portion of their balances	N/A
Higher money market account rates can be found elsewhere	The Choice Money Market Account top-tier yield is lower than a few online banks There’s no check-writing available	N/A

APY offering: 1.26% 3/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $1.00 5/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Check writing: Yes 5/5 The ability to write a certain amount of checks within a statement cycle. Debit/ATM access: Good 4/5 The ability to withdraw funds from an account through the use of debit or ATM card	APY offering: 1.82% 3/5 APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. Minimum balance for APY: $2,500.00 3/5 The lowest deposit amount an account must have before it can earn interest. Monthly service fee: $0.00 5/5 A monthly charge a financial institution deducts from an account if certain requirements are not met. Minimum balance to avoid fee: $0.00 5/5 The lowest balance an account must maintain in order to avoid a fee. Check writing: Yes 5/5 The ability to write a certain amount of checks within a statement cycle. Debit/ATM access: Subpar 2/5 The ability to withdraw funds from an account through the use of debit or ATM card	APY, or annual percentage yield, is the yearly return on a bank or investment account. APY includes the effects of compounding interest. The lowest deposit amount an account must have before it can earn interest. A monthly charge a financial institution deducts from an account if certain requirements are not met. The lowest balance an account must maintain in order to avoid a fee. The ability to write a certain amount of checks within a statement cycle. The ability to withdraw funds from an account through the use of debit or ATM card Bankrate does not currently track additional product details for this bank.

Customer experience

Branch and ATM access. BECU provides access to more than 30,000 surcharge-free ATMs nationwide. Member Advantage members are refunded for out-of-network ATM surcharges up to $3 a month. There are also more than 50 branches in Washington state as well as a Boeing-employee-only location in North Charleston, South Carolina, for in-person banking, and it offers access to shared branches through the CO-OP network.

Customer service. To get in touch with the credit union for customer service, you can make an appointment online to visit a branch location in person. Phone lines are available weekdays 7 a.m. to 7 p.m. PT, and Saturdays 9 a.m. to 1 p.m. PT. It’s also possible to get help by sending a message through the credit union’s mobile app.

Mobile banking features. The BECU mobile app scores well on Google Play and the Apple App Store. Members can take advantage of features like Zelle (a person-to-person payment option), bill pay, account alerts and budgeting tools that allow you to manage external and BECU accounts. You can also add your BECU debit and credit cards to Android Pay, Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay digital wallets.

Discounts. Members get discounts to community events, such as sporting events and local fairs, as well as financial products, such as QuickBooks.

Review methodology

With so many financial institutions to choose from, it can be hard to know who to trust. Bankrate’s ever-growing list of bank and credit union reviews is updated regularly. Our editorial team analyzes and reviews each institution across deposit products such as savings accounts, checking accounts, certificates of deposit (CDs) and money market accounts (MMAs). Banks are rated by important factors such as offered interest rates, fees, minimum balance requirements, access to funds and more.

We assign a score to each type of account and its features, weigh them carefully based on importance to account holders and determine an overall score. Read our full review methodology.

Boeing Employees' Credit Union Review 2024

The Bankrate promise

At a glance

Overview

Highlights

Overall

Pros

Cons

We want to know what you think about Boeing Employees' Credit Union

Boeing Employees' Credit Union banking products

Boeing Employees' Credit Union savings overview

Pros

Cons

Rate history for Boeing Employees' Credit Union's Savings account

Boeing Employees' Credit Union CD overview

Pros

Cons

Rate history for Boeing Employees' Credit Union's CD accounts

Boeing Employees' Credit Union money market overview

Pros

Cons

Boeing Employees' Credit Union checking overview

Pros

Cons

Bank fees

About Boeing Employees’ Credit Union

How Boeing Employees' Credit Union compares to other banks

Customer experience

Review methodology

Up next