Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

How Reg. D impacts your savings account and why it pays to check with your bank.

A young man imagining a piggy bank made out of cash. Looks slightly like origami

Ready to open a savings account? Here’s what you’ll need to know.

Here’s how to use cash to help you stay within your budget each month.

Mom preparing financial paperwork at home while her child draws next to her

Many households have too little saved to survive job loss or other emergencies.

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Use these strategies to keep your deposits safe when they top FDIC limits.

Illustration of construction workers on a roof

An emergency fund is an essential part of a solid financial plan.

comical illustration of money being injected via medial equipment

Here’s what you need to know about tapping into your emergency fund.

Typically high-net-worth individuals have a net worth of at least $1 million.

Losing a savings bond doesn’t mean it’s money lost. Here’s how to find it.

People walk by a Western Union location in New York.

Wire transfer fees can be expensive, but here are ways to send money for less.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Walk away with stacks of cash just for opening a checking or savings account.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Our list consists of FDIC-insured banks offering product suites ideal for startups.

Here’s how to financially prepare for the possibility of sudden unemployment.

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