Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

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This type of account can offer a low-risk way to earn a high yield.

Here’s answers to your top MMA questions.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

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Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

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Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

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How MMAs work

Bankrate's complete guide to money market accounts and how they work.

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MMAs with no minimum balance

If you're struggling to meet balance requirements, these money market accounts can solve that problem while offering a strong APY.

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Latest articles

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Money market funds are available from several different brokers and fund managers.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

The name of the game with compound interest is time — the more of it you have, the bigger the payoff.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Our picks provide customers with almost everything they need to bank in the branch, at home or on the road.

Savings account and money market rate forecast

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

How Reg. D impacts your savings account and why it pays to check with your bank.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Here’s how to financially prepare for the possibility of sudden unemployment.

We list three accounts to park your savings this summer as you wait to buy a house.

Here’s how to determine the amount to put in savings — and what to do with the rest.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

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measuring the waistline of cash bills, comical

A spending diet can help you pursue your financial goals and save cash. Here’s how.

Federal Reserve Chair Jerome Powell speaks at post-meeting press conference

For consumers, the pros and faults of today’s low-rate world will prevail for months, if not years, to come.

Joe Biden is sworn in as U.S. President as his wife Dr. Jill Biden stands beside him.

Carefully managing your finances will be crucial, even if more aid is around the corner.

President-elect Joe Biden addresses the nation about his plans to fight the coronavirus pandemic.

Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.

A line of people waits on food handouts in the sun

Those hit financially by the pandemic saw average monthly charges for their checking account of $11.41.

Rapidly spreading coronavirus has left markets jittery

There’s a light at the end of the tunnel, but the economic hardship won’t be over anytime soon.

Hosue Speaker Nancy Pelosi speaks during a press conference on Capitol Hill

The deal comes just days before key CARES Act programs are set to expire.

Portrait of young couple in front of home

The new year calls for a new look at your old savings account.

Federal Reserve Chairman Jerome Powell speaks at post-meeting press conference.

The economy is nowhere close to being out of the woods.

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