Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
These accounts sound similar, but there are some key differences to know.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
MMA
Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
MMA
How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 08/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 08/15/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.67%APY
VS
National Average
0.46%APY
Experts in all things banking
Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.
About Bankrate's team
Chief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Compare top-rated banks
Learn more
This type of account can offer a low-risk way to earn a high yield.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
Latest articles
Every financial decision you make is impacted by the Federal Reserve.
A July rate cut may be off the table, but could a cut in September still be in play?
We list the largest bank failures in U.S. history and how you can bank safely.
Consider these important factors before investing in bonds and CDs.
Money market accounts and checking accounts are both deposit accounts available at many banks and credit unions. While many money market accounts and most checking accounts offer the capability of writing [...]
You can get a money order from many places. Here’s what you need to know.
Over 1 in 4 workers are more worried about job security since 2025 began.
ATM fees can be nuisance that add up. Here are eight banks that reimburse ATM fees.
The trusted provider of accurate rates and financial information